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COVID-19 Megathread #6

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COVID-19 has now infected more than 215,956 people. There have been 8,757 confirmed deaths and 84,080 confirmed recoveries attributed to the virus.
 
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submitted by hoosakiwi to news [link] [comments]

The Cheap Quality of American Homes

Before I start, I wanted to say that I've lived in many different countries (brick/concrete buildings) & I never experienced so many problems as I have with US homes. The use of cheap plywood and wood chip, poor or no insulation, flimsy siding and roofing that either blows off in high winds or just rots away after a few year, in addition to high prices have made life a living miserable hell for the average American.
I've lived in US for the past 20 years, mainly in the west coast. I owned a nice peaceful house in Seattle area back in the 90s, things were not this expensive & I had a great mortgage rate until the collapse of housing market happened in 2008, and my mortgage rate went up from 3.25% to 6%, although I paid my mortgage onetime & didn't do anything wrong. Around the same time, my utilities, and taxes went up drastically. The house was built in the 80s and the constant rain & termite damage & carpenter ants had made the wood rot underneath the house, not to mention the leaky roof & many other issues with plumbing, mainly to do with wood-structured houses.
Long story short, my house was peaceful, but because of high taxation, crime, constant rain & cold, & other problems like high utility & mortgage rate, I made a decision to sell the house and move to California.
I rented a two bedroom luxury apartment unit in Orange County around 2015 for $2500/months, but everyday there was an issue with the management, constant noise of performance cars revving their engine, garbage trucks, leaf blowers & landscapers, you name it ....
After a year, I finally got sick & tired of high rent & high taxation in Cali & moved to Nevada, Las Vegas. The apartment I moved in was ok for a few months until a loud motorcyclist moved next door to me. The guy worked all odd hours and he used to love revving his bike at nights, like 12 am, 3 am, 5 am, multiple times, when he commuted back & forth to work every day ... Calling the police, talking to Management or leaving nice notes on his bike, none of them worked, until I was forced to move out.
Everybody said rent a house, apartments are crap. oh how little I knew
So I ended up renting a home (paying $2100) to have more privacy & peace of mind. The house was fine for a few years (except the loud neighbors kids screaming & swearing, dogs barking all day & night, neighbors doing landscaping at 8am Sunday morning, etc etc), but I still put up with it, at least I had few hours of quiet at nights & I used white noise machine to drown out some of the noise. Until one day, out of the blue, the house started making weird noises, mainly coming from the ceiling/attic. It started with one loud knock/snap every morning at 8:30 am, and over a week period, the knocks went from one loud one to 20 knocks a day. Within a month, things became so bad that every time the sun would come up or go down, the roof would pop like 200 times. At nights, I would hear a lot of loud banging/popping noises coming from chimney and the attic. I let the landlord know right away (which they didn't believe me at first), I even paid for pest control (we thought it maybe rats or some other animal in the attic), which no trace of any animal was found in the attic. We brought roofers, inspectors, you name it, no one had any clue what was going on. Things got so bad that I couldn't sleep more than couple of hours every night, waking up with a very loud knock or bang, sometimes every 30 min. I lived in that house for 3.5 years, and didn't hear a beep from the structure of the place, so I have no clue how a building that quiet could go suddenly crazy & it was so frustrating that no one had any clue what was going on . Haunted house?
I was forced to move out of the lease & find another place. I ended up living in another house (1,900/mo) that had severe zapping issues (the floors were made out of cheap laminate & they wouldn't let you ground), so every time I touch a door knob or kitchen appliances or doors or windows, I would get zapped like crazy. I also would hear loud banging from pipes when I took a shower & once every two weeks I would hear loud banging from the roof/siding of the house. But at least the structural noise of this house wasn't constant, like the other property. But a few months to my lease, I discovered that the house is foreclosed and the owner has no intention to fix anything, so I moved to another single family home in a very nice area & gated community (paying $2,300/mo).
Oh boy, renting this new place was probably one of the biggest mistakes I have ever made. I moved there around December last year & the first night I slept there I realized that I have made a giant mistake. There were LOUD snaps/pops once every 30 min all over the house, I mean snaps as loud as gut shots that could be heard overheard all over the house, even in the closet or bathroom, day & night. It wouldn't go away. When the heater ran, the snaps & knocks would become so loud, as if wood is splitting in half on top of your head. No amount of white noise or ear plug could block that noise. I work from home & my clients could hear the loud snaps over the phone & often asked me what is that loud noise in the background and if someone is shooting.
Because I had moved twice in less than 3 month I ended up putting up with it & staying there for 7 month, I have a background in structural/civil engineering, so I thought I could bring inspectors & could figure out a way to minimize the constant loud popping & snapping noises. I talked to PM & they send people who had no idea what was going on, charging the owner thousands of dollars in roof & pest control. I paid out of pocket myself, bringing contractors to screw the ceiling drywall, in case the nails holding the ceiling boards were moving in & out of 2x4s. We tried re-screwing the ceiling in one room & to my surprise it made the popping noises a lot worse & even more often. By then I knew the property has serious foundation & possibly truss uplift issue. I even got covid during this whole mess around January & not sleeping, constant stress & loud noises made my illness prolong for 4 months Dry coughs, severe diarrhea, shortness if breathe, severe joint & muscle pain & high fever. At that time I was so devastated & all I wanted was to sleep & I couldn't I couldn't even go rent a hotel room for a few days, since around March the Gov had shut everything down, so I was stuck inside a big house that I couldn't sleep in any of the rooms.
Eventually when I recovered from covid, I thought I've had enough of homes with severe structural/roof issues & it's time to go back to condo/apartment living. At least, they wouldn't have serious foundation/roof issues, right? I moved to this condo a few months ago & of course it's another wood-structure multi-family home made with flimsy roof & floors. What I didn't know about this building is the fact that there is absolutely NO insulation in between the units, over the floor & walls that I share with other neighbors, NON, whatsoever, so I could hear normal conversation, dogs barking, constant door slamming, banging noises from other units. Also because of covid, some neighbors work from home, sometimes repairing heavy machinery & auto parts! Imagine , only sharing a thin plywood with the unit underneath and the loud obnoxious neighbor next door! Another issue with this condo is the shaky floor, when I walk around my unit or neighbors walk around their own unit, my floor shakes violently & ends up shaking my heavy coach as well as the bed. If I'm sleep & the noise doesn't wake me up right away, the shaking of the floor definitely would. I never thought I could hear this much from units downstairs or on the side, because I had lived in other apartments before, and I had never experienced this level of noise traveling up from downstairs neighbors or the hellish neighbors on the side.
My neighbor on the side works night-shift, I hear her coming home, all odd hours (like 1am or 4am, every day- it's Vegas so people work odd hours at the casino), I hear everything, when she is taking a shower, slamming the hell out of her bathroom door, her dogs barking, walking around her unit, I've tried to reason with them & talk to them to at least not slam doors 10 times an hour day & night, but had no luck. Unreasonable people can't be reasoned with. As a matter of fact, I think they are doubling down on their door slamming & banging noises. My neighbor downstairs also has a habit of slamming every door & drawer & leaves the house at 7 am (every morning) & my floor shakes violently every time she goes in & out of her building, which is 5 or 6 times a day
I have moved 4 times, in less than a year. I lived in single family homes as well as condos that were uninhabitable, because of poor construction & use of cheap plywood, if these structures were built with concrete/brick, none of these issues would have happened. Trust me, I have lived in many concrete/brick structures before, my first apartment in Seattle was an old building made out of brick & you still may hear loud trucks or bikes, but there is no way you would hear your neighbors talking in normal voice, taking a shower, wiping their ass, or closing their door.
This is so depressing that we pay so much in mortgages or rent in America, yet we have to live in such horrible living spaces that are uninhabitable. American houses often have the appearance of having brick walls, however these are just stuck onto the outside of the plywood walls giving a false sense of quality and strength. I understand that using flimsy wood is much cheaper than using stone, brick or concrete, but this is not really evidenced by the prices of houses. Even multi-million dollar new houses in the States are being built from the same cheap plywood, poor insulation, shabby roofing material as cheaper houses. The fact that walls are paper thin and conversations can be heard a room away is nothing strange in American houses. I'm not even gonna mention horrible loud structural problems/noises that no one has any clue how to fix (god help you if something goes wrong inside the attic), rotting walls, water getting into insulation, pest issues, termite damage or leaking roofs.
You will be surprised that the average material cost (cost of wood chip) for a cheap flimsy American home is around $5,000, but since we live in a mafia state, by the time the city, the contractors, & the utility companies are all done with you, you will end up paying hundreds of thousands of dollars, in some case millions of dollars for a home that's gonna end up having too many problems, in just 10 years or less.
Sorry for the long rant, i know this has been a tough year for many with people dying alone of covid, but I'm penniless, sleepless, stressed & exhausted & I can't bare the idea that I have to move again soon , to another wood chip rental, I wonder what kind of a horror is gonna be waiting for me there? costing me thousands of dollars in rent & moving cost.
> I have a masters degree in civil/construction engineering. I used to do cost analysis for different projects & I know the material cost, for just the framing of a house (the cost of timber & plywood) is around $5,000, I have worked with many reputable construction companies all over the NW. All of them used the same cheap crappy plywood, even for the construction of multi-million dollar homes.
> I have owned & rented many homes/condos, town homes/apartments all over US (mainly in NW), new & old. I understand there are individuals who have ulterior motives & are doubling their already doubled profit by enriching themselves off of consumers. But these of the realities of wood-frame residential buildings: the use of weak beams, cheap plywood, poor insulation, flimsy siding and roofing that either blows off in high winds or just rots away after a few year, termite damage, carpenter ants that chew and push out wood by finding crawl spaces underneath your house & you wouldn't even know until half of the house is gone, high expenses regarding pest control (over the years, I've spent at least 20K regarding pest control - rats, squirrels or ants, that will chew the wood & will find a way to get inside your attic/basement again & again) ... Rotting walls, water getting into insulation, moisture damage & mold, termites, leaking roofs, etc, etc. Houses built of plywood and low quality beams will not last all that long. Using staple guns to hold plywood to beams that ends up shabby. Contractors using the cheapest materials to throw up buildings as soon as they can in order to maximize profits. For some reason this shabby building tradition has become the norm in US. Simply using concrete, brick or stone will prevent all these issues related to wood.
> If the price of these flimsy wood-frame buildings were as cheap as the cost of its materials, it wouldn't be that big of a deal. At least, it's not costing consumers an arm & leg. The argument I've heard over & over is that we can't afford to build homes made of concrete or brick in US, but this is a gross lie. Even multi-million dollar homes are built with the same material as the cheap ones & how come other countries can afford to build homes made of concrete & still make money? There are so many newer technologies like building homes with precast concrete, so cost effective because they are modular homes (many parts can be per-manufactured) & are a LOT MORE cost effective & durable
> Loud popping/snapping noises in wood structured homes are a recent phenomenon, which I believe has occurred as a result of rapid changes in the climate. Super dry or humid & hot summers depending on which side of the country you live in, long cold winters, constant rain, moisture & high winds are taking their toll on wood-frame buildings. Three out of the three recent homes I lived in had severe issues to do with constant loud snapping/popping noises coming from the structure of the house, mainly from ceiling joists as well as walls. Never experienced this issue ever before & here is a video that even new constructions are not immune to this disease
Buyers be aware, there is no way to know that a property has this particular issue until you spend a week sleeping & living at the property. I know homes with this problem that were sold & the problem was concealed & the inspector never found anything wrong, because the issue is hidden from naked eyes, check out truss uplift & the effect of rapid changes in the climate on wood-frame buildings. I believe more & more buildings are gonna end up having this issue in the near future. This issue is NOT related to normal expansion/contraction of the wood, these noises are not normal home noises, they are as loud as gunshots, happen all the time, & no one can even figure out what is going on. The building you buy might not have this issue right away, but there is no guarantee that within a few years, you will not end up with this nightmare.
> I have lived in homes as old as 300 yrs old, in Germany & UK, built from brick/store & I tell you they are as solid as a rock. They are warm & cozy during winter & cool & pleasant during summer. As far as sound insulation goes, concrete, brick & stone have high mass density, and they muffle & dampen sound quite a bit, whereas wood echos the sound by reverberating it & transmitting it all over. In fact, stealth plans are mainly made of wood, in order to reduce reflection/emission of radar, so they CANNOT be detected, where as signals would bounce off other solid materials. Knock on a wall made of wood & see how it feels hollow & void, whereas concrete or brick will dampen the echo quite a lot. If you punch a concrete wall, you will end up breaking your hand, where as you can easily punch a hole in a plywood wall & if you live in a multi-family home, you may end up in your neighbors unit.
Many US houses or buildings will not be around, let's say 500 years from now, as a result of a wasteful consumerism system & a mindset of bulldozing the old & buying something new, even if it's cheaper quality. All great civilizations have left structures for us to admire: Rome, Egypt, Greece, Byzantium, Incas, Aztecs etc. Unfortunately, it doesn't seem likely that American civilization will leave any impressive physical structures behind.
submitted by Bernice2020 to offmychest [link] [comments]

This rally is a mirage, we are only in the beginning stages of this recession

TL;DR at the bottom
Hi guys, with the market rallying 20% from its "bottom", many people are expressing the sentiment that we should buy back into the market again because the "fed" or the "government" won't allow stocks to crash.
We will for sure see unprecedented actions taken by the fed and the government because they have both the motive and the political capital to enact such policies. However, I think this is a misguided reason to believe the market is currently making its "real" rally.
I am not not a permabear nor am I a permabull. I just try to objectively analyze the facts, apply a healthy dose of margin of safety, and then see if my conclusions are actionable.
For example, I posted my thesis on why we will enter a serious global economic downturn on Feb 9th 10 days before it happened. At the time we were at the height of the biggest bull market in our history, and I had gotten a lot of attacks on my thesis leading up to me consolidating my thoughts:
https://www.reddit.com/China_Flu/comments/f1fm6y/the_world_economy_will_enter_a_serious_downturn/
I continued adding more thoughts on things like the potential efficacy of Chloroquine 2 weeks before Trump announced it in a press conference and the media picked up on it, the potential collapse of American oil producers before the price war happened, casinos going under, helicopter money, bailouts, etc all before they were announced or the markets priced them in here:
https://www.reddit.com/China_Flu/comments/fede69/continued_thoughts_on_the_global_economic_impact/
And finally I talked about an upcoming inflection point coincidentally moments before Trump first announced Chloroquine/Hydroxychloroquine and 2 trading days before the "bottom" of the market:
https://www.reddit.com/stocks/comments/fleh7e/incoming_inflection_point_for_general_market/
So I'm perfectly happy to make bearish calls or bullish calls, they are dependent variables of independent and unbiased analysis. I hope I made a reasonable case for why I am not personally biased (although, for the sake of humanity, I do wish for progress and prosperity of course).
I think the market rally is largely a mirage, and we are not getting correct pricings. The rally is probably driven by two main sources:
So the capital displacement is relatively simple: If you're seeking shelter in "risk free" investments that has some yields, you're now competing with a buyer (federal reserve) that prints hundreds of billions up to whatever it wants. They're literally squeezing out capital from the finite treasuries.
If you want riskier high quality corporate bonds, the fed will be there.
If you want even equities, you're going to face competition for them in the future. At least that's what former chairwoman Jenet Yellen recently said about the possibility of expanding their powers to buy equities.
So money is getting squeezed into a smaller and smaller relative portion of the financial markets, and the artificial demand is driving yields down and prices up. I could write a whole thread about this, but let's stick with the explanation of price movement.
The second main reason for the recent rally is from institutional investors who are incorrectly modeling earnings/yield of equities. So the logic here is: trillions are injected into the economy (fiscal injections), those trillions will become earnings for companies at some multiplier of the original stimulus over x amount of time, and if we add this number to the unstimulated estimated earnings, we can model future earnings.
My issue with this model, is on two main assumptions:
The first assumption is the length of disruption caused by the threat of this virus.
This virus is not going to stop its serious disruption of behavior from economic actors. Especially not in a country like the US where the majority of people have a massive financial disincentive to seek out healthcare. Here's my logic:
For months I've been praising the governments and response of South Korea, Singapore, and Taiwan. With Taiwan being the absolute best at handling the virus. However, I have also been using them as my leading indicators for how the virus will progress and affect economic actors. What I have seen developing lately is not good.
Singapore is now calling for a shutdown, after they initially did a herculean job of containing their outbreak. I had hoped that they would develop procedures (that we can copy) needed to run an open economy while the threat of the virus looms in the background. But that is not what has happened. Instead, we are seeing growing numbers of new clusters forming, and quickly getting out of control. They are tightening and shutting down their economy rather than opening up more. This is our leading indicator. A government far more responsible and effective than us is resorting to shutting down.
Taiwan is faring better, but only because of their prohibitive ban on almost all foreign travelers (this is obviously devastating to their tourism sector and broader economy). Their economy and society remains open, with many if not most people having hardly any interruptions to their lives (aside from mask wearing). They are one of only 3 countries where all children are still going to school. However, even their economy is faltering as they try to balance the prohibitive actions needed to contain the virus and the economic need to keep things open. They are proposing an unprecedented stimulus/rescue package to bolster their economy. And I think it's a safe assumption that if they ever do open up to foreign travelers again, especially with covid19 having proliferated as it already has, then they will have to deal with massive outbreak clusters all over their island.
South Korea, which has probably the relatable and relevant model for us to copy, has recently extended its social distance campaign. South Korea is a far larger nation than Singapore or Taiwan. They have a climate similar to Seattle/New York. They had a major outbreak in Deagu but didn't shut their country down. They never even banned Chinese travelers, yes, they had Chinese tourists in their country while the outbreak was happening. They were among the first to widely use Hydroxychloroquine/chloroquine as a treatment for Covid19. They had among the lowest fatality rates. They contained their outbreak without shutting the whole country down.
Even South Korea can't truly return to normal and open their economy up.
So why, in our incredible American exceptionalism hubris, and far less competent leaders, do we believe we're going to come anywhere close to normalcy in the near future?
Let's look at the next assumption, that fiscal stimulus would end up as earnings for companies. There's no doubt some will end up as earnings, but only a small fraction of what is being modeled by those on Wall Street.
The average American don't even have $1000 in emergency funds, do we expect them to return to their normal consumption habits when they risk having hospital bills multiples of $1000 just from walking past the wrong person? Do you think Americans, as much as they love to spend, aren't going to put some of that stimulus check in their emergency funds rather than contribute it to the earning of some companies? Sure, there will be some "forced" spending of the money (food and necessities), but if anyone is modeling the multiplier effect from previous data, then they really don't appreciate how different this virus makes things. Even in the GFC, laid off people didn't really worry about the heightened threat of being hospitalized.
Finally, some investors believe the Fed and the government literally will do anything to keep the numbers up. If this is true, you should be buying silver (or gold), not stocks.
Monetary actions can be reversed relatively easily. They are far more dynamic tools. Fiscal actions are not. You put money in the hands of spenders, that money is gonna circulate. And you really don't have an easy way of reversing that. If we think the government is going to keep handing out stimulus checks, grants to businesses, and other fiscal stimulus, then the inflation predicted from the GFC will come true for this crisis.
The fall out of inflation will be difficult to truly understand. But I do think inflation will be disruptive enough to the economy that inflation hedge assets will outperform other assets at least in the short term. For example, if inflation goes to 5%, who's going to lend to companies for less than inflation? With costlier debt, equity yield goes down, and again, what investor wants yields less than inflation? Inflation is going to cause all kinds of disruptions. I think the disruptions will come down to less liquidity (credit will vanish with uncertain inflation) and higher economic friction (less efficiency).
So if the response to why the market has to go up is continuous fiscal (and some monetary) actions to prop up spending and earnings, then the question is how will fiscal actions be reversed? How do we get that money out after things go back to "normal"?
I think if we see equities rise from here, it'll be reflective of inflation rather than inflation-adjusted earnings. Silver would be the play here.
I have a lot more thoughts on this, especially on the time it takes to turn the gears of the financial system and why the inertia is moving us deeper into global recession, not out of it, but I'm running out of time and must end here.
TL;DR this is a fake rally, and if anyone really expects prices to continue rallying, buy silver instead
submitted by Starcraftduder to StockMarket [link] [comments]

The Cheap Quality of American Homes

Before I start, I wanted to say that I've lived in many different countries (brick/concrete buildings) & I never experienced so many problems as I have with US homes. The use of cheap plywood and wood chip, poor or no insulation, flimsy siding and roofing that either blows off in high winds or just rots away after a few year, in addition to high prices have made life a living miserable hell for the average American.
I've lived in US for the past 20 years, mainly in the west coast. I owned a nice peaceful house in Seattle area back in the 90s, things were not this expensive & I had a great mortgage rate until the collapse of housing market happened in 2008, and my mortgage rate went up from 3.25% to 6%, although I paid my mortgage onetime & didn't do anything wrong. Around the same time, my utilities, and taxes went up drastically. The house was built in the 80s and the constant rain & termite damage & carpenter ants had made the wood rot underneath the house, not to mention the leaky roof & many other issues with plumbing, mainly to do with wood-structured houses.
Long story short, my house was peaceful, but because of high taxation, crime, constant rain & cold, & other problems like high utility & mortgage rate, I made a decision to sell the house and move to California.
I rented a two bedroom luxury apartment unit in Orange County around 2015 for $2500/months, but everyday there was an issue with the management, constant noise of performance cars revving their engine, garbage trucks, leaf blowers & landscapers, you name it ....
After a year, I finally got sick & tired of high rent & high taxation in Cali & moved to Nevada, Las Vegas. The apartment I moved in was ok for a few months until a loud motorcyclist moved next door to me. The guy worked all odd hours and he used to love revving his bike at nights, like 12 am, 3 am, 5 am, multiple times, when he commuted back & forth to work every day ... Calling the police, talking to Management or leaving nice notes on his bike, none of them worked, until I was forced to move out.
Everybody said rent a house, apartments are crap. oh how little I knew
So I ended up renting a home (paying $2100) to have more privacy & peace of mind. The house was fine for a few years (except the loud neighbors kids screaming & swearing, dogs barking all day & night, neighbors doing landscaping at 8am Sunday morning, etc etc), but I still put up with it, at least I had few hours of quiet at nights & I used white noise machine to drown out some of the noise. Until one day, out of the blue, the house started making weird noises, mainly coming from the ceiling/attic. It started with one loud knock/snap every morning at 8:30 am, and over a week period, the knocks went from one loud one to 20 knocks a day. Within a month, things became so bad that every time the sun would come up or go down, the roof would pop like 200 times. At nights, I would hear a lot of loud banging/popping noises coming from chimney and the attic. I let the landlord know right away (which they didn't believe me at first), I even paid for pest control (we thought it maybe rats or some other animal in the attic), which no trace of any animal was found in the attic. We brought roofers, inspectors, you name it, no one had any clue what was going on. Things got so bad that I couldn't sleep more than couple of hours every night, waking up with a very loud knock or bang, sometimes every 30 min. I lived in that house for 3.5 years, and didn't hear a beep from the structure of the place, so I have no clue how a building that quiet could go suddenly crazy & it was so frustrating that no one had any clue what was going on . Haunted house?
I was forced to move out of the lease & find another place. I ended up living in another house (1,900/mo) that had severe zapping issues (the floors were made out of cheap laminate & they wouldn't let you ground), so every time I touch a door knob or kitchen appliances or doors or windows, I would get zapped like crazy. I also would hear loud banging from pipes when I took a shower & once every two weeks I would hear loud banging from the roof/siding of the house. But at least the structural noise of this house wasn't constant, like the other property. But a few months to my lease, I discovered that the house is foreclosed and the owner has no intention to fix anything, so I moved to another single family home in a very nice area & gated community (paying $2,300/mo).
Oh boy, renting this new place was probably one of the biggest mistakes I have ever made. I moved there around December last year & the first night I slept there I realized that I have made a giant mistake. There were LOUD snaps/pops once every 30 min all over the house, I mean snaps as loud as gut shots that could be heard overheard all over the house, even in the closet or bathroom, day & night. It wouldn't go away. When the heater ran, the snaps & knocks would become so loud, as if wood is splitting in half on top of your head. No amount of white noise or ear plug could block that noise. I work from home & my clients could hear the loud snaps over the phone & often asked me what is that loud noise in the background and if someone is shooting.
Because I had moved twice in less than 3 month I ended up putting up with it & staying there for 7 month, I have a background in structural/civil engineering, so I thought I could bring inspectors & could figure out a way to minimize the constant loud popping & snapping noises. I talked to PM & they send people who had no idea what was going on, charging the owner thousands of dollars in roof & pest control. I paid out of pocket myself, bringing contractors to screw the ceiling drywall, in case the nails holding the ceiling boards were moving in & out of 2x4s. We tried re-screwing the ceiling in one room & to my surprise it made the popping noises a lot worse & even more often. By then I knew the property has serious foundation & possibly truss uplift issue. I even got covid during this whole mess around January & not sleeping, constant stress & loud noises made my illness prolong for 4 months Dry coughs, severe diarrhea, shortness if breathe, severe joint & muscle pain & high fever. At that time I was so devastated & all I wanted was to sleep & I couldn't I couldn't even go rent a hotel room for a few days, since around March the Gov had shut everything down, so I was stuck inside a big house that I couldn't sleep in any of the rooms.
Eventually when I recovered from covid, I thought I've had enough of homes with severe structural/roof issues & it's time to go back to condo/apartment living. At least, they wouldn't have serious foundation/roof issues, right? I moved to this condo a few months ago & of course it's another wood-structure multi-family home made with flimsy roof & floors. What I didn't know about this building is the fact that there is absolutely NO insulation in between the units, over the floor & walls that I share with other neighbors, NON, whatsoever, so I could hear normal conversation, dogs barking, constant door slamming, banging noises from other units. Also because of covid, some neighbors work from home, sometimes repairing heavy machinery & auto parts! Imagine , only sharing a thin plywood with the unit underneath and the loud obnoxious neighbor next door! Another issue with this condo is the shaky floor, when I walk around my unit or neighbors walk around their own unit, my floor shakes violently & ends up shaking my heavy coach as well as the bed. If I'm sleep & the noise doesn't wake me up right away, the shaking of the floor definitely would. I never thought I could hear this much from units downstairs or on the side, because I had lived in other apartments before, and I had never experienced this level of noise traveling up from downstairs neighbors or the hellish neighbors on the side.
My neighbor on the side works night-shift, I hear her coming home, all odd hours (like 1am or 4am, every day- it's Vegas so people work odd hours at the casino), I hear everything, when she is taking a shower, slamming the hell out of her bathroom door, her dogs barking, walking around her unit, I've tried to reason with them & talk to them to at least not slam doors 10 times an hour day & night, but had no luck. Unreasonable people can't be reasoned with. As a matter of fact, I think they are doubling down on their door slamming & banging noises. My neighbor downstairs also has a habit of slamming every door & drawer & leaves the house at 7 am (every morning) & my floor shakes violently every time she goes in & out of her building, which is 5 or 6 times a day
I have moved 4 times, in less than a year. I lived in single family homes as well as condos that were uninhabitable, because of poor construction & use of cheap plywood, if these structures were built with concrete/brick, none of these issues would have happened. Trust me, I have lived in many concrete/brick structures before, my first apartment in Seattle was an old building made out of brick & you still may hear loud trucks or bikes, but there is no way you would hear your neighbors talking in normal voice, taking a shower, wiping their ass, or closing their door.
This is so depressing that we pay so much in mortgages or rent in America, yet we have to live in such horrible living spaces that are uninhabitable. American houses often have the appearance of having brick walls, however these are just stuck onto the outside of the plywood walls giving a false sense of quality and strength. I understand that using flimsy wood is much cheaper than using stone, brick or concrete, but this is not really evidenced by the prices of houses. Even multi-million dollar new houses in the States are being built from the same cheap plywood, poor insulation, shabby roofing material as cheaper houses. The fact that walls are paper thin and conversations can be heard a room away is nothing strange in American houses. I'm not even gonna mention horrible loud structural problems/noises that no one has any clue how to fix (god help you if something goes wrong inside the attic), rotting walls, water getting into insulation, pest issues, termite damage or leaking roofs.
You will be surprised that the average material cost (cost of wood chip) for a cheap flimsy American home is around $5,000, but since we live in a mafia state, by the time the city, the contractors, & the utility companies are all done with you, you will end up paying hundreds of thousands of dollars, in some case millions of dollars for a home that's gonna end up having too many problems, in just 10 years or less.
Sorry for the long rant, i know this has been a tough year for many with people dying alone of covid, but I'm penniless, sleepless, stressed & exhausted & I can't bare the idea that I have to move again soon , to another wood chip rental, I wonder what kind of a horror is gonna be waiting for me there? costing me thousands of dollars in rent & moving cost.
> I have a masters degree in civil/construction engineering. I used to do cost analysis for different projects & I know the material cost, for just the framing of a house (the cost of timber & plywood) is around $5,000, I have worked with many reputable construction companies all over the NW. All of them used the same cheap crappy plywood, even for the construction of multi-million dollar homes.
> I have owned & rented many homes/condos, town homes/apartments all over US (mainly in NW), new & old. I understand there are individuals who have ulterior motives & are doubling their already doubled profit by enriching themselves off of consumers. But these of the realities of wood-frame residential buildings: the use of weak beams, cheap plywood, poor insulation, flimsy siding and roofing that either blows off in high winds or just rots away after a few year, termite damage, carpenter ants that chew and push out wood by finding crawl spaces underneath your house & you wouldn't even know until half of the house is gone, high expenses regarding pest control (over the years, I've spent at least 20K regarding pest control - rats, squirrels or ants, that will chew the wood & will find a way to get inside your attic/basement again & again) ... Rotting walls, water getting into insulation, moisture damage & mold, termites, leaking roofs, etc, etc. Houses built of plywood and low quality beams will not last all that long. Using staple guns to hold plywood to beams that ends up shabby. Contractors using the cheapest materials to throw up buildings as soon as they can in order to maximize profits. For some reason this shabby building tradition has become the norm in US. Simply using concrete, brick or stone will prevent all these issues related to wood.
> If the price of these flimsy wood-frame buildings were as cheap as the cost of its materials, it wouldn't be that big of a deal. At least, it's not costing consumers an arm & leg. The argument I've heard over & over is that we can't afford to build homes made of concrete or brick in US, but this is a gross lie. Even multi-million dollar homes are built with the same material as the cheap ones & how come other countries can afford to build homes made of concrete & still make money? There are so many newer technologies like building homes with precast concrete, so cost effective because they are modular homes (many parts can be per-manufactured) & are a LOT MORE cost effective & durable: https://www.youtube.com/watch?v=KZxskJojRLY
> Loud popping/snapping noises in wood structured homes are a recent phenomenon, which I believe has occurred as a result of rapid changes in the climate. Super dry or humid & hot summers depending on which side of the country you live in, long cold winters, constant rain, moisture & high winds are taking their toll on wood-frame buildings. Three out of the three recent homes I lived in had severe issues to do with constant loud snapping/popping noises coming from the structure of the house, mainly from ceiling joists as well as walls. Never experienced this issue ever before & here is a video that even new constructions are not immune to this disease: https://www.youtube.com/watch?v=c07aIV-ddR0
Buyers be aware, there is no way to know that a property has this particular issue until you spend a week sleeping & living at the property. I know homes with this problem that were sold & the problem was concealed & the inspector never found anything wrong, because the issue is hidden from naked eyes, check out truss uplift & the effect of rapid changes in the climate on wood-frame buildings. I believe more & more buildings are gonna end up having this issue in the near future. This issue is NOT related to normal expansion/contraction of the wood, these noises are not normal home noises, they are as loud as gunshots, happen all the time, & no one can even figure out what is going on. The building you buy might not have this issue right away, but there is no guarantee that within a few years, you will not end up with this nightmare.
> I have lived in homes as old as 300 yrs old, in Germany & UK, built from brick/store & I tell you they are as solid as a rock. They are warm & cozy during winter & cool & pleasant during summer. As far as sound insulation goes, concrete, brick & stone have high mass density, and they muffle & dampen sound quite a bit, whereas wood echos the sound by reverberating it & transmitting it all over. In fact, stealth plans are mainly made of wood, in order to reduce reflection/emission of radar, so they CANNOT be detected, where as signals would bounce off other solid materials. Knock on a wall made of wood & see how it feels hollow & void, whereas concrete or brick will dampen the echo quite a lot. If you punch a concrete wall, you will end up breaking your hand, where as you can easily punch a hole in a plywood wall & if you live in a multi-family home, you may end up in your neighbors unit.
Many US houses or buildings will not be around, let's say 500 years from now, as a result of a wasteful consumerism system & a mindset of bulldozing the old & buying something new, even if it's cheaper quality. All great civilizations have left structures for us to admire: Rome, Egypt, Greece, Byzantium, Incas, Aztecs etc. Unfortunately, it doesn't seem likely that American civilization will leave any impressive physical structures behind.
submitted by Bernice2020 to CasualConversation [link] [comments]

This rally is a mirage, we are only in the beginning stages of this recession

TL;DR at the bottom
Hi guys, with the market rallying 20% from its "bottom", many people are expressing the sentiment that we should buy back into the market again because the "fed" or the "government" won't allow stocks to crash.
We will for sure see unprecedented actions taken by the fed and the government because they have both the motive and the political capital to enact such policies. However, I think this is a misguided reason to believe the market is currently making its "real" rally.
I am not not a permabear nor am I a permabull. I just try to objectively analyze the facts, apply a healthy dose of margin of safety, and then see if my conclusions are actionable.
For example, I posted my thesis on why we will enter a serious global economic downturn on Feb 9th 10 days before it happened. At the time we were at the height of the biggest bull market in our history, and I had gotten a lot of attacks on my thesis leading up to me consolidating my thoughts:
https://www.reddit.com/China_Flu/comments/f1fm6y/the_world_economy_will_enter_a_serious_downturn/
I continued adding more thoughts on things like the potential efficacy of Chloroquine 2 weeks before Trump announced it in a press conference and the media picked up on it, the potential collapse of American oil producers before the price war happened, casinos going under, helicopter money, bailouts, etc all before they were announced or the markets priced them in here:
https://www.reddit.com/China_Flu/comments/fede69/continued_thoughts_on_the_global_economic_impact/
And finally I talked about an upcoming inflection point coincidentally moments before Trump first announced Chloroquine/Hydroxychloroquine and 2 trading days before the "bottom" of the market:
https://www.reddit.com/stocks/comments/fleh7e/incoming_inflection_point_for_general_market/
So I'm perfectly happy to make bearish calls or bullish calls, they are dependent variables of independent and unbiased analysis. I hope I made a reasonable case for why I am not personally biased (although, for the sake of humanity, I do wish for progress and prosperity of course).
I think the market rally is largely a mirage, and we are not getting correct pricings. The rally is probably driven by two main sources:
So the capital displacement is relatively simple: If you're seeking shelter in "risk free" investments that has some yields, you're now competing with a buyer (federal reserve) that prints hundreds of billions up to whatever it wants. They're literally squeezing out capital from the finite treasuries.
If you want riskier high quality corporate bonds, the fed will be there.
If you want even equities, you're going to face competition for them in the future. At least that's what former chairwoman Jenet Yellen recently said about the possibility of expanding their powers to buy equities.
So money is getting squeezed into a smaller and smaller relative portion of the financial markets, and the artificial demand is driving yields down and prices up. I could write a whole thread about this, but let's stick with the explanation of price movement.
The second main reason for the recent rally is from institutional investors who are incorrectly modeling earnings/yield of equities. So the logic here is: trillions are injected into the economy (fiscal injections), those trillions will become earnings for companies at some multiplier of the original stimulus over x amount of time, and if we add this number to the unstimulated estimated earnings, we can model future earnings.
My issue with this model, is on two main assumptions:
The first assumption is the length of disruption caused by the threat of this virus.
This virus is not going to stop its serious disruption of behavior from economic actors. Especially not in a country like the US where the majority of people have a massive financial disincentive to seek out healthcare. Here's my logic:
For months I've been praising the governments and response of South Korea, Singapore, and Taiwan. With Taiwan being the absolute best at handling the virus. However, I have also been using them as my leading indicators for how the virus will progress and affect economic actors. What I have seen developing lately is not good.
Singapore is now calling for a shutdown, after they initially did a herculean job of containing their outbreak. I had hoped that they would develop procedures (that we can copy) needed to run an open economy while the threat of the virus looms in the background. But that is not what has happened. Instead, we are seeing growing numbers of new clusters forming, and quickly getting out of control. They are tightening and shutting down their economy rather than opening up more. This is our leading indicator. A government far more responsible and effective than us is resorting to shutting down.
Taiwan is faring better, but only because of their prohibitive ban on almost all foreign travelers (this is obviously devastating to their tourism sector and broader economy). Their economy and society remains open, with many if not most people having hardly any interruptions to their lives (aside from mask wearing). They are one of only 3 countries where all children are still going to school. However, even their economy is faltering as they try to balance the prohibitive actions needed to contain the virus and the economic need to keep things open. They are proposing an unprecedented stimulus/rescue package to bolster their economy. And I think it's a safe assumption that if they ever do open up to foreign travelers again, especially with covid19 having proliferated as it already has, then they will have to deal with massive outbreak clusters all over their island.
South Korea, which has probably the relatable and relevant model for us to copy, has recently extended its social distance campaign. South Korea is a far larger nation than Singapore or Taiwan. They have a climate similar to Seattle/New York. They had a major outbreak in Deagu but didn't shut their country down. They never even banned Chinese travelers, yes, they had Chinese tourists in their country while the outbreak was happening. They were among the first to widely use Hydroxychloroquine/chloroquine as a treatment for Covid19. They had among the lowest fatality rates. They contained their outbreak without shutting the whole country down.
Even South Korea can't truly return to normal and open their economy up.
So why, in our incredible American exceptionalism hubris, and far less competent leaders, do we believe we're going to come anywhere close to normalcy in the near future?
Let's look at the next assumption, that fiscal stimulus would end up as earnings for companies. There's no doubt some will end up as earnings, but only a small fraction of what is being modeled by those on Wall Street.
The average American don't even have $1000 in emergency funds, do we expect them to return to their normal consumption habits when they risk having hospital bills multiples of $1000 just from walking past the wrong person? Do you think Americans, as much as they love to spend, aren't going to put some of that stimulus check in their emergency funds rather than contribute it to the earning of some companies? Sure, there will be some "forced" spending of the money (food and necessities), but if anyone is modeling the multiplier effect from previous data, then they really don't appreciate how different this virus makes things. Even in the GFC, laid off people didn't really worry about the heightened threat of being hospitalized.
Finally, some investors believe the Fed and the government literally will do anything to keep the numbers up. If this is true, you should be buying silver (or gold), not stocks.
Monetary actions can be reversed relatively easily. They are far more dynamic tools. Fiscal actions are not. You put money in the hands of spenders, that money is gonna circulate. And you really don't have an easy way of reversing that. If we think the government is going to keep handing out stimulus checks, grants to businesses, and other fiscal stimulus, then the inflation predicted from the GFC will come true for this crisis.
The fall out of inflation will be difficult to truly understand. But I do think inflation will be disruptive enough to the economy that inflation hedge assets will outperform other assets at least in the short term. For example, if inflation goes to 5%, who's going to lend to companies for less than inflation? With costlier debt, equity yield goes down, and again, what investor wants yields less than inflation? Inflation is going to cause all kinds of disruptions. I think the disruptions will come down to less liquidity (credit will vanish with uncertain inflation) and higher economic friction (less efficiency).
So if the response to why the market has to go up is continuous fiscal (and some monetary) actions to prop up spending and earnings, then the question is how will fiscal actions be reversed? How do we get that money out after things go back to "normal"?
I think if we see equities rise from here, it'll be reflective of inflation rather than inflation-adjusted earnings. Silver would be the play here.
I have a lot more thoughts on this, especially on the time it takes to turn the gears of the financial system and why the inertia is moving us deeper into global recession, not out of it, but I'm running out of time and must end here.
TL;DR this is a fake rally, and if anyone really expects prices to continue rallying, buy silver instead
submitted by Starcraftduder to stocks [link] [comments]

Washington tribes find new energy to vote in 2020 election, pour campaign cash into races

https://www.seattletimes.com/seattle-news/politics/washington-tribes-find-new-energy-to-vote-in-2020-election-pour-campaign-cash-into-races/
By Lynda V. Mapes and Jim Brunner
LUMMI NATION — Freddie Lane gathered up T-shirts, posters and signs at the tribal administration building, getting ready for a Native Vote 2020 rally, planned for later this month at Lummi and reservations across the state.
All over the get-out-the-vote swag was the image of a woman, stoic and resolute.
She is “Lummi Woman,” as the haunting photo made by Edward Curtis in 1899 is called. She was photographed in the midst of historic change after her people in 1855 signed a treaty with the United States, ceding vast swaths of their land. Yet the nation’s first people were the last to receive citizenship, under the Snyder Act passed by Congress in 1924. And it wasn’t until 1962 that every state in the nation secured the right to vote for Native people.
Today Lummi Woman’s descendants, in part to honor their ancestors and protect all that their elders reserved for them in the treaties, are rallying to get out the vote and be heard in the 2020 election.
Tribal leaders see everything at stake, from their way of life to their treaty rights, in the election between President Donald Trump and former Vice President Joe Biden.
Trump has signed some bills important to Native Americans, including compensation to the Spokane people for loss of their lands in the mid-1900s, and reauthorization of funding Native language programs. And he did not block federal recognition of the Little Shell Tribe of the Chippewa Indians in Montana.
But the bigger picture is bleak from a Native perspective.
Among their concerns, Trump has downplayed the threat of a pandemic that is ravaging some tribal nations. And he has ignored the scientific evidence for climate change, even as rising sea levels are causing havoc for coastal tribes like the Hoh and as intensifying wildfires are repeatedly roasting thousands of acres of the Confederated Tribes of the Colville Indian Reservation in Eastern Washington.
The administration’s environmental policies have been particularly offensive to tribes that rely on natural resources for their economies and cultural practices. The Trump Administration has even rolled back clean water regulations in Washington intended to protect the purity of foods that are critical to tribes, including salmon.
Every election is important. But to Native people, this election feels more like a matter of survival.
“This is for the sake of our ancestors who fought to protect us,” said Candice Wilson, former vice chair of the Lummi business council and active in the get-out-the-vote campaign. “We have the responsibility to do the same, or what will our grandchildren have? The strength of our ancestors is what makes us strong today. This is about the future.”
Tribes have already put millions of dollars of contributions into the election, according to a Times analysis of state and federal records of campaign spending. Voter registration and voter turnout also are at the heart of tribes’ election strategy.
“It’s critical,” said Lane, who last week was helping to organize the Lummi Native Vote 2020 rally, taking place Oct. 20.
Teresa Taylor, interim economic development director for the Lummi Nation, knows better than most the importance of voter turnout. She lost her reelection to the Ferndale City Council last year on a coin toss after a tie vote failed to decide the contest. “I can tell you, every vote counts,” she said, while at a planning meeting for the rally.
While they run their own governments and nations, tribes care deeply about the partners they govern with, from city councils and utility boards to school boards, judges, members of the state Legislature, and of course the governor and members of Congress and president of the United States.
That is because exercise of tribal sovereignty and even the most fundamental aspects of protecting and continuing their way of life depends on productive government-to-government relationships at every level, said Nikki Finkbonner, interim general manager for the Lummi Nation.
So much comes down to good governance with partners that honor tribal treaties and cultural imperatives, she explained, from protection of cultural resources and sacred sites, to federal funding for tribal education and housing, health care programs, and protecting natural resources and treaty rights.
“This election means so much for us right now,” said Rodney Cawston, chairman of the Confederated Tribes of the Colville Indian Reservation. “I don’t know how we are going to survive another four years if things don’t change.”

Tribes rally with new energy

Not since the campaign by the late GOP Sen. Slade Gorton, infamous in Indian Country for fighting treaty-protected fishing rights all the way to the U.S. Supreme Court, have tribes been so energized by a federal election.
“We have 574 federally recognized tribes in the U.S., and 500 who knew who Slade Gorton was,” remembered Julie Johnson, chair of the Native American Caucus for the Washington State Democrats. “All these tribes would say, ‘What are you going to do about him?’”
Plenty, it turned out. In his faceoff with challenger Maria Cantwell in 2000, tribes were regarded as the deciding edge in the tightest U.S. Senate race in Washington history.
Today, Johnson, 78, has been helping to lead a Native voter registration drive and voter turnout effort across the region. Over her lifetime she has seen a big change in Indian political activism, Johnson said, from days of apathy and even being afraid to participate in politics off the reservation.
“A lot of our people wouldn’t register to vote, and I understood that. For years I remember non-Indians shooting bullets into (Indian fishing) boats,” said Johnson, a Lummi tribal member, living in Neah Bay. “I understand why our Native people don’t register.”
But she, and others, also have been bound and determined to change that. “It is good and positive to see our people sitting behind those desks in Olympia and in Washington, D.C.
“We have really increased the Native vote, and it is very powerful, even our people don’t realize how powerful it is, we are getting so many more people involved.”

Tribes bring casino cash to campaigns

For so long they were disenfranchised in their own land, and once too poor to take care of their own people, let alone heft campaign clout.
But today tribes in Washington are active participants in politics. Some tribes with larger casinos also have become important players in funding campaigns.
Since 2016, Washington-based tribes have donated more than $3 million to candidates for federal and state offices in Washington, according to contribution data maintained by the National Institute on Money in Politics (FollowTheMoney.org). Of that, nearly $2.5 million went to Democrats, not including donations to political committees such as the Democratic National Committee or state parties.
This year alone, Washington tribes have donated more than $1.3 million to candidates and political committees for state and local offices, according to a Seattle Times analysis of contribution data filed with the state Public Disclosure Commission (PDC). The Muckleshoots and Puyallups led the way, accounting for nearly half that total.
The tribal political giving skews overwhelmingly to Democrats in a state where the party has largely held the reins of power for decades. But the biggest-spending tribes also spread the money around, donating to Republican incumbents in the state Legislature.
So far in 2020, the Muckleshoot Tribe has donated roughly $212,000 to Democratic candidates and committees in state and local races, compared with about $123,000 to Republicans. The Puyallup Tribe has given nearly $240,000 to Democrats, and about $70,000 to Republicans.
The largest donations have gone to party political committees, which can accept unlimited donations.
The Puyallup Tribe on Sept. 30 donated $100,000 to the state Democratic Party. The Muckleshoot Tribe in July donated $100,000 to a pair of political committees — the Harry Truman and Kennedy funds — dedicated to maintaining Democratic majorities in the state House and Senate.
The Muckleshoot Tribe in August donated $35,000 to the Reagan Fund, which works to elect Republicans to the state House. A month earlier, the tribe gave $40,000 to the Leadership Council, the committee associated with state Senate Republicans.
Some tribes also are leading contributors in Washington to federal campaign coffers.
The Puyallup Tribe is in a class by itself for campaign contributions so far on federal campaigns this year since January 2019, with more than $2.2 million spent, far and away more than any other Washington tribe, according to data from the Federal Election Commission reports of contributions for 2019-20.
That includes the top six biggest contributions from Washington to the Democratic National Committee, totaling $639,000 since September 2019.
While most contributions from the Puyallup Tribe were for Democratic candidates and committees, the tribe also gave repeatedly to GOP House members Dan Newhouse, of Sunnyside, and Cathy McMorris Rodgers, of Spokane, as well as $35,500 to the National Republican Senatorial Committee.
The tribe declined to discuss its campaign contributions, spokesperson Michael Thompson said.

Worry pandemic could suppress vote

It’s not an easy year for political activism, with the risk of coronavirus infection stalking reservations. That has shut down the in-person gatherings so central in Native life and in political campaigns. Some tribal leaders fear the pandemic also will suppress turnout, particularly in rural reservations where voting means leaving the house to drive distances to drop off a ballot.
“We have people refusing to go out; how do we get them to take a ballot to be mailed? This pandemic is going to take us back 10 years in terms of voting,” said Norma Sanchez, a member of the tribal business council for the Colville tribes, whose reservation sprawls across more than 1,500 square miles of rural, north central Washington.
To get out the vote the tribe handed out voter information and registration forms during food bank drive-thrus, said Karen Condon, another member of the business council. “I have been talking to people and encouraging them to vote and to register to vote.”
Just getting a ballot drop box outside the tribal administration building was a breakthrough for this tribe, Condon said, where for so many years too many have not registered to vote, and many today still don’t see why it matters.
But that has to change this year, said Cawston, the Colville tribal chairman. His people are reeling from damage over the past four years.
“It has been a challenge, every facet of our life has been touched and not in a good way. We are just so much under attack, we don’t know where to go, or where to turn any more,” Cawston said.
“We are just constantly facing a losing battle here, it is almost fearful for us to face the next four years and what could happen.”
Lynda V. Mapes: 206-464-2515 or [[email protected]](mailto:[email protected]); on Twitter: @LyndaVMapes. Lynda specializes in coverage of the environment, natural history, and Native American tribes.Jim Brunner: 206-515-5628 or [[email protected]](mailto:[email protected]); on Twitter: @Jim_Brunner. Seattle Times political reporter Jim Brunner covers state, local and regional politics.
submitted by shoan8 to IndianCountry [link] [comments]

What a USL D1 league might look like

TL;DR: Man with too much time on his hands goes deep down the rabbit hole on a concept this sub already didn’t seem that enthusiastic about. If you really want to skip ahead, CTRL+F “verdict” and it’ll get you there.
Two days ago, u/MrPhillyj2wns made a post asking whether USL should launch a D1 league in order to compete in Concacaf. From the top voted replies, it appears this made a lot of people very angry and has been widely regarded as a bad move.
But I’ve been at home for eight weeks and I am terribly, terribly bored.
So, I present to you this overview of what the USL pyramid might look like if Jake Edwards got a head of steam and attempted to establish a USSF-sanctioned first division. This is by no means an endorsement of such a proposal or even a suggestion that USL SHOULD do such a thing. It is merely an examination of whether they COULD.
Welcome to the Thunderdome USL Premiership
First, there are some base-level assumptions we must make in this exercise, because it makes me feel more scientific and not like a guy who wrote this on Sunday while watching the Belarusian Premier League (Go BATE Borisov!).
  1. All D1 teams must comply with known USSF requirements for D1 leagues (more on that later).
  2. MLS, not liking this move, will immediately remove all directly-owned affiliate clubs from the USL structure (this does not include hybrid ownerships, like San Antonio FC – NYCFC). This removes all MLS2 teams but will not affect Colorado Springs, Reno, RGVFC and San Antonio.
  3. The USL will attempt to maintain both the USL Championship and USL League One, with an eventual mind toward creating the pro/rel paradise that is promised in Relegations 3:16.
  4. All of my research regarding facility size and ownership net worth is correct – this is probably the biggest leap of faith we have to make, since googling “NAME net worth” and “CITY richest people” doesn’t seem guaranteed to return accurate results.
  5. The most a club can increase its available seating capacity to meet D1 requirements in a current stadium is no more than 1,500 seats (10% of the required 15,000). If they need to add more, they’ll need a new facility.
  6. Let’s pretend that people are VERY willing to sell. It’s commonly acknowledged that the USL is a more financially feasible route to owning a soccer club than in MLS (c.f. MLS-Charlotte’s reported $325 million expansion fee) and the USSF has some very strict requirements for D1 sanctioning. It becomes pretty apparent when googling a lot of team’s owners that this requirement isn’t met, so let’s assume everyone that can’t sells to people who meet the requirements.
(Known) USSF D1 league requirements:
- League must have 12 teams to apply and 14 teams by year three
- Majority owner must have a net worth of $40 million, and the ownership group must have a total net worth of $70 million. The value of an owned stadium is not considered when calculating this value.
- Must have teams located in the Eastern, Central and Pacific time zones
- 75% of league’s teams must be based in markets with at a metro population of at least 1 million people.
- All league stadiums must have a capacity of at least 15,000
The ideal club candidate for the USL Premiership will meet the population and capacity requirements in its current ground, which will have a grass playing surface. Of the USL Championship’s 27 independent/hybrid affiliate clubs, I did not find one club that meets all these criteria as they currently stand.
Regarding turf fields, the USSF does not have a formal policy regarding the ideal playing surface but it is generally acknowledged that grass is superior to turf. 6 of 26 MLS stadiums utilize turf, or roughly 23% of stadiums. We’ll hold a similar restriction for our top flight, so 2-3 of our top flight clubs can have turf fields. Seem fair?
Capacity is going to be the biggest issue, since the disparity between current requirements for the second-tier (5,000) and the first tier (15,000) is a pretty massive gap. Nice club you have there, triple your capacity and you’re onto something. As a result, I have taken the liberty of relocating certain (read: nearly all) clubs to new grounds, trying my utmost to keep those clubs in their current markets and –importantly--, ensure they play on grass surfaces.
So, let’s do a case-by-case evaluation and see if we can put together 12-14 teams that meet the potential requirements, because what else do you have to do?
For each club’s breakdown, anything that represents a chance from what is currently true will be underlined.
Candidate: Birmingham Legion FC
Location (Metro population): Birmingham, Ala. (1,151,801)
Time zone: Central
Stadium (playing surface, capacity): Legion Field (FieldTurf, 71,594)
Potential owner: Stephens Family (reported net worth $4 billion)
Notes: Birmingham has a pretty strong candidacy. Having ditched the 5,000-seater BBVA Field for Legion Field, which sits 2.4 miles away, they’ve tapped into the city’s soccer history. Legion Field hosted portions of both the men’s and women’s tournaments at the 1996 Olympics, including a 3-1 U.S. loss to Argentina that saw 83,183 pack the house. The Harbert family seemed like strong ownership contenders, but since the death of matriarch Marguerite Harbert in 2015, it’s unclear where the wealth in the family is concentrated, so the Stephens seem like a better candidate. The only real knock that I can think of is that we really want to avoid having clubs play on turf, so I’d say they’re on the bubble of our platonic ideal USL Prem.
Candidate: Charleston Battery
Location (Metro population): Charleston, S.C. (713,000)
Time zone: Eastern
Stadium (playing surface, capacity): Johnson Hagood Stadium (Grass, ~14,700)
Potential owner: Anita Zucker (reported net worth $3 billion)
Notes: Charleston’s candidacy isn’t looking great. Already disadvantaged due to its undersized metro population, a move across the Cooper River to Johnson Hagood Stadium is cutting it close in terms of capacity. The stadium, home to The Citadel’s football team, used to seat 21,000, before 9,300 seats on the eastern grandstand were torn down in 2017 to deal with lead paint that had been used in their construction. Renovation plans include adding 3,000 seats back in, which could hit 15,000 if they bumped it to 3,300, but throw in a required sale by HCFC, LLC (led by content-creation platform founder Rob Salvatore) to chemical magnate Anita Zucker, and you’ll see there’s a lot of ifs and ands in this proposal.
Candidate: Charlotte Independence
Location (Metro population): Charlotte, N.C. (2,569, 213)
Time zone: Eastern
Stadium (playing surface, capacity): Jerry Richardson Stadium (Turf, 15,314)
Potential owner: James Goodnight (reported net worth $9.1 billion)
Notes: Charlotte ticks a lot of the boxes. A move from the Sportsplex at Matthews to UNC-Charlotte’s Jerry Richardson stadium meets capacity requirements, but puts them on to the dreaded turf. Regrettably, nearby American Legion Memorial Stadium only seats 10,500, despite a grass playing surface. With a sizeable metro population (sixth-largest in the USL Championship) and a possible owner in software billionaire James Goodnight, you’ve got some options here. The biggest problem likely lies in direct competition for market share against a much better-funded MLS Charlotte side due to join the league in 2021.
Candidate: Hartford Athletic
Location (Metro population): Hartford, Conn. (1,214,295)
Time zone: Eastern
Stadium (playing surface, capacity): Pratt & Whitney Stadium (Grass, 38,066)
Potential owner: Ray Dalio (reported net worth $18.4 billion)
Notes: Okay, I cheated a bit here, having to relocate Hartford to Pratt & Whitney Stadium, which is technically in East Hartford, Conn. I don’t know enough about the area to know if there’s some kind of massive beef between the two cities, but the club has history there, having played seven games in 2019 while Dillon Stadium underwent renovations. If the group of local businessmen that currently own the club manage to attract Dalio to the table, we’re on to something.
Candidate: Indy Eleven
Location (Metro population): Indianapolis, Ind. (2,048,703)
Time zone: Eastern
Stadium (playing surface, capacity): Lucas Oil Stadium (Turf, 62,421)
Potential owner: Jim Irsay (reported net worth of $3 billion)
Notes: Indy Eleven are a club that are SO CLOSE to being an ideal candidate – if it weren’t for Lucas Oil Stadium’s turf playing surface. Still, there’s a lot to like in this bid. I’m not going to lie, I have no idea what current owner and founder Ersal Ozdemir is worth, but it seems like there might be cause for concern. A sale to Irsay, who also owns the NFL Indianapolis (nee Baltimore) Colts, seems likely to keep the franchise there, rather than make a half-mile move to 14,230 capacity Victory Field where the AAA Indianapolis Indians play and expand from there.
Candidate: Louisville City FC
Location (Metro population): Louisville, Ky. (1,297,310)
Time zone: Eastern
Stadium (playing surface, capacity): Lynn Family Stadium (Grass, 14,000, possibly expandable to 20,000)
Potential owner: Wayne Hughes (reported net worth $2.8 billion)
Notes: I’m stretching things a bit here. Lynn Family stadium is currently listed as having 11,700 capacity that’s expandable to 14,000, but they’ve said that the ground could hold as many as 20,000 with additional construction, which might be enough to grant them a temporary waiver from USSF. If the stadium is a no-go, then there’s always Cardinal Stadium, home to the University of Louisville’s football team, which seats 65,000 but is turf. Either way, it seems like a sale to someone like Public Storage founder Wayne Hughes will be necessary to ensure the club has enough capital.
Candidate: Memphis 901 FC
Location (Metro population): Memphis, Tenn. (1,348,260)
Time zone: Central
Stadium (playing surface, capacity): Liberty Bowl Stadium (Turf, 58,325)
Potential owner: Fred Smith (reported net worth $3 billion)
Notes: Unfortunately for Memphis, AutoZone Park’s 10,000 seats won’t cut it at the D1 level. With its urban location, it would likely prove tough to renovate, as well. Liberty Bowl Stadium more than meets the need, but will involve the use of the dreaded turf. As far as an owner goes, FedEx founder Fred Smith seems like a good local option.
Candidate: Miami FC, “The”
Location (Metro population): Miami, Fla. (6,158,824)
Time zone: Eastern
Stadium (playing surface, capacity): Riccardo Silva Stadium (FieldTurf, 20,000)
Potential owner: Riccardo Silva (reported net worth $1 billion)
Notes: Well, well, well, Silva might get his wish for top-flight soccer, after all. He’s got the money, he’s got the metro, and his ground has the capacity. There is the nagging issue of the turf, though. Hard Rock Stadium might present a solution, including a capacity of 64,767 and a grass playing surface. It is worth noting, however, that this is the first profile where I didn’t have to find a new potential owner for a club.
Candidate: North Carolina FC
Location (Metro population): Durham, N.C. (1,214,516 in The Triangle)
Time zone: Eastern
Stadium (playing surface, capacity): Carter-Finley Stadium (Grass/Turf, 57,583)
Potential owner: Steve Malik (precise net worth unknown) / Dennis Gillings (reported net worth of $1.7 billion)
Notes: We have our first “relocation” in North Carolina FC, who were forced to trade Cary’s 10,000-seat WakeMed Soccer Park for Carter-Finley Stadium in Durham, home of the NC State Wolfpack and 57,583 of their closest friends. The move is a whopping 3.1 miles, thanks to the close-knit hub that exists between Cary, Durham and Raleigh. Carter-Finley might be my favorite of the stadium moves in this exercise. The field is grass, but the sidelines are artificial turf. Weird, right? Either way, it was good enough for Juventus to play a friendly against Chivas de Guadalajara there in 2011. Maybe the move would be pushed for by new owner and medical magnate Dennis Gillings, whose British roots might inspire him to get involved in the Beautiful Game. Straight up, though, I couldn’t find a net worth for current owner Steve Malik, though he did sell his company MedFusion for $91 million in 2010, then bought it back for an undisclosed amount and sold it again for $43 million last November. I don’t know if Malik has the juice to meet D1 requirements, but I suspect he’s close.
Candidate: Pittsburgh Riverhounds SC
Location (Metro population): Pittsburgh, Penn. (2,362,453)
Time zone: Eastern
Stadium (playing surface, capacity): Heinz Field (Grass, 64,450)
Potential owner: Henry Hillman (reported net worth $2.5 billion)
Notes: I don’t know a ton about the Riverhounds, but this move in particular feels like depriving a pretty blue-collar club from its roots. Highmark Stadium is a no-go from a seating perspective, but the Steelers’ home stadium at Heinz Field would more than meet the requirements and have a grass surface that was large enough to be sanctioned for a FIFA friendly between the U.S. WNT and Costa Rica in 2015. As for an owner, Tuffy Shallenberger (first ballot owner name HOF) doesn’t seem to fit the USSF bill, but legendary Pittsburgh industrialist Henry Hillman might. I’m sure you’re asking, why not the Rooney Family, if they’ll play at Heinz Field? I’ll tell you: I honestly can’t seem to pin down a value for the family. The Steelers are valued at a little over a billion and rumors persist that Dan Rooney is worth $500 million, but I’m not sure. I guess the Rooneys would work too, but it’s a definite departure from an owner in Shallenberger who was described by one journalist as a guy who “wears boots, jeans, a sweater and a trucker hat.”
Candidate: Saint Louis FC
Location (Metro population): St. Louis, Mo. (2,807,338)
Time zone: Central
Stadium (playing surface, capacity): Busch Stadium (Grass, 45,494)
Potential owner: William DeWitt Jr. (reported net worth $4 billion)
Notes: Saint Louis has some weirdness in making the jump to D1. Current CEO Jim Kavanaugh is an owner of the MLS side that will begin play in 2022. The club’s current ground at West Community Stadium isn’t big enough, but perhaps a timely sale to Cardinals owner William DeWitt Jr. could see the club playing games at Busch Stadium, which has a well established history of hosting other sports like hockey, college football and soccer (most recently a U.S. WNT friendly against New Zealand in 2019). The competition with another MLS franchise wouldn’t be ideal, like Charlotte, but with a big enough population and cross marketing from the Cardinals, maybe there’s a winner here. Wacko idea: If Busch doesn’t pan out, send them to The Dome. Sure, it’s a 60k turf closed-in stadium, but we can go for that retro NASL feel and pay homage to our nation’s soccer history.
Candidate: Tampa Bay Rowdies
Location (Metro population): Tampa, Fla. (3,068,511)
Time zone: Eastern
Stadium (playing surface, capacity): Raymond James Stadium (Grass, 65,518)
Potential owner: Edward DeBartolo Jr. (reported net worth $3 billion)
Notes: This one makes me sad. Despite having never been there, I see Al Lang Stadium as an iconic part of the Rowdies experience. Current owner Bill Edwards proposed an expansion to 18,000 seats in 2016, but the move seems to have stalled out. Frustrated with the city’s lack of action, Edwards sells to one-time San Francisco 49ers owner Edward DeBartolo Jr., who uses his old NFL connections to secure a cushy lease at the home of the Buccaneers in Ray Jay, the site of a 3-1 thrashing of Antigua and Barbuda during the United States’ 2014 World Cup Qualifying campaign.
Breather. Hey, we finished the Eastern Conference teams. Why are you still reading this? Why am I still writing it? Time is a meaningless construct in 2020 my friends, we are adrift in the void, fueled only by brief flashes of what once was and what may yet still be.
Candidate: Austin Bold FC
Location (Metro population): Austin, Texas (2,168,316)
Time zone: Central
Stadium (playing surface, capacity): Darrel K Royal – Texas Memorial Stadium (FieldTurf, 95,594)
Potential owner: Michael Dell (reported net worth of $32.3 billion)
Notes: Anthony Precourt’s Austin FC has some unexpected competition and it comes in the form of tech magnate Michael Dell. Dell, were he to buy the club, would be one of the richest owners on our list and could flash his cash in the new first division. Would he have enough to convince Darrel K Royal – Texas Memorial Stadium (I’m not kidding, that’s its actual name) to go back to a grass surface, like it did from ’96-’08? That’s between Dell and nearly 100,000 UT football fans, but everything can be had for the right price.
Candidate: Colorado Springs Switchbacks FC
Location (Metro population): Colorado Springs, Colo. (738,939)
Time zone: Mountain
Stadium (playing surface, capacity): Falcon Stadium (FieldTurf, 46,692)
Potential owner: Charles Ergen (reported net worth $10.8 billion)
Notes: Welcome to Colorado Springs. We have hurdles. For the first time in 12 candidates, we’re back below the desired 1 million metro population mark. Colorado Springs actually plans to build a $35 million, 8,000 seat venue downtown that will be perfect for soccer, but in our timeline that’s 7,000 seats short. Enter Falcon Stadium, home of the Air Force Academy Falcons football team. Seems perfect except for the turf, right? Well, the tricky thing is that Falcon Stadium is technically on an active military base and is (I believe) government property. Challenges to getting in and out of the ground aside, the military tends to have a pretty grim view of government property being used by for-profit enterprises. Maybe Charles Ergen, founder and chairman of Dish Network, would be able to grease the right wheels, but you can go ahead and throw this into the “doubtful” category. It’s a shame, too. 6,035 feet of elevation is one hell of a home-field advantage.
Candidate: El Paso Locomotive FC
Location: El Paso, Texas
Time zone: Mountain
Stadium (playing surface, capacity): Sun Bowl (FieldTurf, 51,500)
Potential owner: Paul Foster (reported net worth $1.7 billion)
Notes: God bless Texas. When compiling this list, I found so many of the theoretical stadium replacements were nearly serviceable by high school football fields. That’s insane, right? Anyway, Locomotive don’t have to settle for one of those, they’ve got the Sun Bowl, which had its capacity reduced in 2001 to a paltry 51,500 (from 52,000) specifically to accommodate soccer. Sure, it’s a turf surface, but what does new owner Paul Foster (who is only the 1,477th wealthiest man in the world, per Forbes) care, he’s got a team in a top league. Side note: Did you know that the Sun Bowl college football game is officially, through sponsorship, the Tony the Tiger Sun Bowl? Why is it not the Frosted Flakes Sun Bowl? Why is the cereal mascot the promotional name of the football game? What are you doing, Kellogg’s?
Candidate: Las Vegas Lights FC
Location: Las Vegas, Nev. (2,227,053)
Time zone: Pacific
Stadium (playing surface, capacity): Allegiant Stadium (Grass, 61,000)
Potential owner: Sheldon Adelson (reported net worth $37.7 billion)
Notes: Sin City. You had to know that the club that once signed Freddy Adu because “why not” was going to go all out in our flashy hypothetical proposal. Thanks to my narrative control of this whole thing, they have. Adelson is the second-richest owner in the league and has decided to do everything first class. That includes using the new Raiders stadium in nearby unincorporated Paradise, Nevada, and spending boatloads on high profile transfers. Zlatan is coming back to the U.S., confirmed.
Candidate: New Mexico United
Location: Albuquerque, N.M.
Time zone: Mountain
Stadium (playing surface, capacity): Isotopes Park – officially Rio Grande Credit Union Field at Isotopes Park (Grass, 13,500 – 15,000 with expansion)
Potential owner: Maloof Family (reported net worth $1 billion)
Notes: New Mexico from its inception went deep on the community vibe, and I’ve tried to replicate that in this bid. The home field of Rio Grande Cr---I’m not typing out the whole thing—Isotopes Park falls just within the expansion rules we set to make it to 15,000 (weird, right?) and they’ve found a great local ownership group in the Lebanese-American Maloof (formerly Maalouf) family from Las Vegas. The only thing to worry about would be the metro population, but overall, this could be one of the gems of USL Prem.
Candidate: Oklahoma City Energy FC
Location: Oklahoma City, Okla. (1,396,445)
Time zone: Central
Stadium (playing surface, capacity): Chickasaw Bricktown Ballpark (Grass, 13,066)
Potential owner: Harold Hamm (reported net worth $14.2 billion)
Notes: There’s a bright golden haze on the meadow and it says it’s time to change stadiums and owners to make it to D1. A sale to oil magnate Harold Hamm would give the club the finances it needs, but Chickasaw Bricktown Ballpark (home of the OKC Dodgers) actually falls outside of the boundary of what would meet capacity if 1,500 seats were added. Could the club pull off a move to Gaylord Family Oklahoma Memorial Stadium in Norman, Oklahoma – home of the Oklahoma Sooners? Maybe, but at 20 miles, this would be a reach.
Candidate: Orange County SC
Location: Irvine, Calif. (3,176, 000 in Orange County)
Time zone: Pacific
Stadium (playing surface, capacity): Angels Stadium of Anaheim (Grass, 43,250)
Potential owner: Arte Moreno (reported net worth $3.3 billion)
Notes: You’ll never convince me that Rangers didn’t choose to partner with Orange County based primarily on its name. Either way, a sale to MLB Angels owner Arte Moreno produces a fruitful partnership, with the owner choosing to play his newest club out of the existing Angels stadium in OC. Another baseball conversion, sure, but with a metro population of over 3 million and the closest thing this hypothetical league has to an LA market, who’s complaining?
Candidate: Phoenix Rising FC
Location: Phoenix, Ariz. (4,857,962)
Time zone: Arizona
Stadium (playing surface, capacity): State Farm Stadium (Grass, 63,400)
Potential owner: Ernest Garcia II (reported net worth $5.7 billion)
Notes: We’re keeping it local with new owner and used car guru Ernest Garcia II. His dad owned a liquor store and he dropped out of college, which is making me feel amazing about my life choices right now. Casino Arizona Field is great, but State Farm Stadium is a grass surface that hosted the 2019 Gold Cup semifinal, so it’s a clear winner. Throw in Phoenix’s massive metro population and this one looks like a lock.
Candidate: Reno 1868 FC
Location: Reno, Nev. (425,417)
Time zone: Pacific
Stadium (playing surface, capacity): Mackay Stadium (FieldTurf, 30,000)
Potential owner: Nancy Walton Laurie (reported net worth $7.1 billion)
Notes: The Biggest Little City on Earth has some serious barriers to overcome, thanks to its low metro population. A sale to Walmart heiress Nancy Walton Laurie and 1.6 mile-move to Mackay Stadium to split space with the University of Nevada, Reno makes this bid competitive, but the turf surface is another knock against it.
Candidate: Rio Grande Valley FC
Location: Edinburg, Texas (900,304)
Time zone: Central
Stadium (playing surface, capacity): McAllen Memorial Stadium (FieldTurf, 13,500 – 15,000 with expansion)
Potential owner: Alice Louise Walton (reported net worth $45 billion)
Notes: Yes, I have a second straight Walmart heiress on the list. She was the first thing that popped up when I googled “McAllen Texas richest people.” The family rivalry has spurred Walton to buy a club as well, moving them 10 miles to McAllen Memorial Stadium which, as I alluded to earlier, is a straight up high school football stadium with a full color scoreboard. Toss in an additional 1,500 seats and you’ve met the minimum, despite the turf playing surface.
Candidate: San Antonio FC
Location: San Antonio, Texas (2,550,960)
Time zone: Central
Stadium (playing surface, capacity): Alamodome (FieldTurf, 64,000)
Potential owner: Red McCombs (reported net worth $1.6 billion)
Notes: I wanted to keep SAFC in the Spurs family, since the franchise is valued at $1.8 billion. That said, I didn’t let the Rooneys own the Riverhounds based on the Steelers’ value and it felt wrong to change the rules, so bring on Clear Channel co-founder Red McCombs. Toyota Field isn’t viable in the first division, but for the Alamodome, which was built in 1993 in hopes of attracting an NFL franchise (and never did), San Antonio can finally claim having *a* national football league team in its town (contingent on your definition of football). Now if only we could do something about that turf…
Candidate: San Diego Loyal SC
Location: San Diego, Calif. (3,317,749)
Time zone: Pacific
Stadium (playing surface, capacity): SDCCU Stadium (formerly Qualcomm) (Grass, 70,561)
Potential owner: Phil Mickelson (reported net worth $91 million)
Notes: Yes, golf’s Phil Mickelson. The existing ownership group didn’t seem to have the wherewithal to meet requirements, and Phil seemed to slot right in. As an athlete himself, he might be interesting in the new challenges of a top flight soccer team. Toss in a move to the former home of the chargers and you might have a basis for tremendous community support.
Candidate: FC Tulsa
Location: Tulsa, Okla. (991,561)
Time zone: Central
Stadium (playing surface, capacity): Skelly Field at H.A. Chapman Stadium (FieldTurf, 30,000)
Potential owner: George Kaiser ($10 billion)
Notes: I’m a fan of FC Tulsa’s rebrand, but if they want to make the first division, more changes are necessary. A sale to Tulsa native and one of the 100 richest men in the world George Kaiser means that funding is guaranteed. A move to Chapman Stadium would provide the necessary seats, despite the turf field. While the undersize population might be an issue at first glance, it’s hard to imagine U.S. Soccer not granting a waiver over a less than a 10k miss from the mark.
And that’s it! You made it. Those are all of the independent/hybrid affiliates in the USL Championship, which means that it’s time for our…
VERDICT: As an expert who has studied this issue for almost an entire day now, I am prepared to pronounce which USL Championships could be most ‘ready” for a jump to the USL Prem. A reminder that of the 27 clubs surveyed, 0 of them met our ideal criteria (proper ownership $, metro population, 15,000+ stadium with grass field).
Two of them, however, met almost all of those criteria: Indy Eleven and Miami FC. Those two clubs may use up two of our three available turf fields right from the outset, but the other factors they hit (particularly Silva’s ownership of Miami) makes them difficult, if not impossible to ignore for the top flight.
But who fill in the rest of the slots? Meet the entire 14-team USL Premier League:
Hartford Athletic
Indy Eleven
Louisville City FC
Miami FC
North Carolina FC
Pittsburgh Riverhounds SC
Tampa Bay Rowdies
Saint Louis FC
San Antonio FC
New Mexico United
Phoenix Rising FC
Las Vegas Lights FC
Orange County SC
San Diego Loyal SC
Now, I shall provide my expert rationale for each club’s inclusion/exclusion, which can be roughly broken down into four categories.
Firm “yes”
Hartford Athletic: It’s a good market size with a solid stadium. With a decent investor and good community support, you’ve got potential here.
Indy Eleven: The turf at Lucas Oil Stadium is no reason to turn down a 62,421 venue and a metro population of over 2 million.
Louisville City FC: Why doesn’t the 2017 & 2018 USL Cup champion deserve a crack at the top flight? They have the market size, and with a bit of expansion have the stadium at their own SSS. LCFC, you’re in.
Miami FC, “The”: Our other blue-chip recruit on the basis of ownership value, market size and stadium capacity. Yes, that field is turf, but how could you snub Silva’s chance to claim victory as the first division 1 club soccer team to play in Miami?
Pittsburgh Riverhounds SC: Pittsburgh sacrificed a lot to be here (according to my arbitrary calculations). Their market size and the potential boon of soccer at Heinz Field is an important inclusion to the league.
Saint Louis FC: Willie hears your “Busch League” jokes, Willie don’t care. A huge market size, combined with the absence of an NFL franchise creates opportunity. Competition with the MLS side, sure, but St. Louis has serious soccer history and we’re willing to bet it can support two clubs.
Tampa Bay Rowdies: With a huge population and a massive stadium waiting nearby, Tampa Bay seems like too good of an opportunity to pass up for the USL Prem.
Las Vegas Lights FC: Ostentatious, massive and well-financed, Las Vegas Lights FC is everything that the USL Premier League would need to assert that it didn’t intend to play second fiddle to MLS. Players will need to be kept on a short leash, but this is a hard market to pass up on.
Phoenix Rising FC: Huge population, big grass field available nearby and a solid history of success in recent years. No brainer.
San Diego Loyal SC: New club? Yes, massive population in a market that recently lost an absolutely huge sports presence? Also yes. This could be the USL Prem’s Seattle.
Cautious “yes”
New Mexico United: You have to take a chance on New Mexico United. The club set the league on fire with its social media presence and its weight in the community when it entered the league last season. The market may be slightly under USSF’s desired 1 million, but fervent support (and the ability to continue to use Isotopes Park) shouldn’t be discounted.
North Carolina FC: Carter-Finley’s mixed grass/turf surface is a barrier, to be sure, but the 57,000+ seats it offers (and being enough to offset other fully-turf offerings) is enough to put it in the black.
Orange County SC: It’s a top-tier club playing in a MLB stadium. I know it seems unlikely that USSF would approve something like that, but believe me when I say “it could happen.” Orange County is a massive market and California likely needs two clubs in the top flight.
San Antonio FC: Our third and only voluntary inclusion to the turf fields in the first division, we’re counting on San Antonio’s size and massive potential stadium to see it through.
Cautious “no”
Birmingham Legion FC: The town has solid soccer history and a huge potential venue, but the turf playing surface puts it on the outside looking in.
Memphis 901 FC: Like Birmingham, not much to dislike here outside of the turf playing surface at the larger playing venue.
Austin Bold FC: See the other two above.
FC Tulsa: Everything’s just a little bit off with this one. Market’s slightly too small, stadium has turf. Just not enough to put it over the top.
Firm “no”
Charleston Battery: Small metro and a small potential new stadium? It’s tough to say yes to the risk.
Charlotte Independence: A small new stadium and the possibility of having to compete with an organization that just paid over $300 million to join MLS means it’s best for this club to remain in the USL Championship.
Colorado Springs Switchbacks FC: When a club’s best chance to meet a capacity requirement is to host games at a venue controlled by the military, that doesn’t speak well to a club’s chances.
El Paso Locomotive FC: An undersized market and a turf field that meets capacity requirements is the death knell for this one.
Oklahoma City Energy FC: Having to expand a baseball field to meet requirements is a bad start. Having to potentially play 20 miles away from your main market is even worse.
Reno 1868 FC: Population nearly a half-million short of the federation’s requirements AND a turf field at the hypothetical new stadium makes impossible to say yes to this bid.
Rio Grande Valley FC: All the seat expansions in the world can’t hide the fact that McAllen Memorial Stadium is a high school stadium through and through.
Here’s who’s left in the 11-team Championship:
Birmingham Legion FC
Charleston Battery
Charlotte Independence
Memphis 901 FC
Austin Bold FC
Colorado Springs Switchbacks FC
El Paso Locomotive FC
Oklahoma City Energy FC
Reno 1868 FC
Rio Grande Valley FC
FC Tulsa
With MLS folding the six affiliates it has in USL League One, the league is a little bit thin (especially considering USSF’s requirements for 8 teams for lower level leagues), but seems definitely able to expand up to the necessary numbers with Edwards’ allusions to five new additions this year:
Chattanooga Red Wolves SC
Forward Madison FC
Greenville Triumph SC
Union Omaha
Richmond Kickers
South Georgia Tormenta
FC Tucson
Format of Assorted Leagues – This (like everything in this post) is pure conjecture on my part, but here are my thoughts on how these leagues might function in a first year while waiting for additional expansion.
USL Premier – We’ll steal from the 12-team Scottish Premiership. Each club plays the other 11 clubs 3 times, with either one or two home matches against each side. When each club has played 33 matches, the top six and bottom six separate, with every club playing an additional five matches (against each other team in its group). The top club wins the league. The bottom club is automatically relegated. The second-bottom club will enter a two-legged playoff against someone (see below) from the championship playoffs.
USL Championship -- 11 clubs is a challenge to schedule for. How about every club plays everyone else three times (either one or two home matches against each side)? Top four clubs make the playoffs, which are decided by two-legged playoffs. The winner automatically goes up. I need feedback on the second part – is it better to have the runner-up from the playoffs face the second-bottom club from the Premiership, or should the winner of the third-place match-up get the chance to face them to keep drama going in both playoff series? As for relegation, we can clearly only send down the last place club while the third division is so small.
USL League One – While the league is so small, it doesn’t seem reasonable to have the clubs play as many matches as the higher divisions. Each club could play the other six clubs four times – twice at home and twice away – for a very equitable 24-match regular season, which would help restrict costs and still provide a chance to determine a clear winner. Whoever finishes top of the table goes up.
And there you have it, a hypothetical look at how the USL could build a D1 league right now. All it would take is a new stadium for almost the entire league and new owners for all but one of the 27 clubs, who wouldn’t feel that their property would be massively devalued if they got relegated.
Well that’s our show. I’m curious to see what you think of all of this, especially anything that you think I may have overlooked (I’m sure there’s plenty). Anyway, I hope you’re all staying safe and well.
submitted by Soccervox to USLPRO [link] [comments]

A Rose By Any Other Name <10-01-20>

Overview
Background
All characters in this story have extremely long backstories; Tif has been acting weirder and weirder, according to her significant other, the VIP, for the last few months. The VIP believes some kind of malfeasance may be going on at a corporate level and wants this investigated after her legal P.I.s have their equipment destroyed.
Meet
Downtown Seattle, 'THE JERKZ CHYKN SHAACK'
Run
Hx61 lead T6's and profiling attempts on the VIP and the secondary to get a clearer picture of the minor datafiles they had been handed by the J. After checking out some minor hosts around the subjects, the hackers collated with the physical team's reconnaissance efforts. Raptor planted some surveillance drones outside the property line, while Snowflake got a closer look at the property. Located in a AAA corporate park, the property had some nice defense, but the runners waited a little while to check out some of the other linked properties in the neighborhood.
Eventually, simple surveillance and persistence gave them a detailed picture of people entering the property as shapeshifters while the VIP was at work, and the various functionalities of quite a few hosts surrounding the access of these individuals to corporate servers. When Hx summons a guidance spirit, the auguries point towards some sort of astral phenomenon and a possible influencing hand in the situation.
Their deepest fears were realized, however, when the team celebrity - Snowflake - was kidnapped by the Croki and ransomed to a Jarl Fae while attempting to ID her magical signature up close. The rest of the team were unable to provide timely rescue, and refused to make any further physical contact with Snowflake afterward, out of superstition. Snowflake succeeds in not having his brain probed by the Croki before sale to the Jarl, whose immediate sweet-talking and insane desire for a corp SINner attached to the biggest gambling city on the planet were too easy for the Croki to exploit.
After pursuing the seconday influencers, they realized that Horizon corpsec was possibly managing Dawkins mages using shapechange spells to to avoid detection on long term counter-intelligence and contact gathering operations. Hacking the foundation, they found that Horizon had been tuning the foundation's metaphor as a Neil the Ork Barbarian Dungeons & Dragons-esque adventure, and the players took up classic Warrior, Thief, priest, and wizard roles. Slicer luckily started in the archive, keeping movement minimal; once the master node was reached, the team gave themselves beneficial metaphor sculpts, kept their variance low, and got the fuck out as quickly as possibly, planting anchors near the portal node.
Aftermath
Snowflake has acquired a 6/1 contact, a Jarl Fae. Slicer Purchased booster potions from Taka, boosting loyalty with a health tip. Tif will attempted to get extracted by Evo, with dire results. The croki escapes.
Expenses
No expenses over 1k nuyen; casual drugs.
submitted by coy-coyote to NeonAAR [link] [comments]

Today's Stock Market News [Monday, March 23rd, 2020]

Good morning traders and investors of the wallstreetbets sub! Welcome to the new trading week and a fresh start! Here are your pre-market movers and news this AM-

Today's Top Headlines for Monday, March 23rd, 2020

  • U.S. stock futures turned strongly positive Monday morning after the Federal Reserve pledged asset purchases with no limit to support markets. Dow futures hit their 5% “limit down” overnight, and were off 600-points at one stage Monday morning, as a massive coronavirus funding package failed a key Senate procedural vote Sunday. The Dow Jones Industrial Average tanked another 900 points or 4.5% on Friday, bringing the weekly decline to over 17% for the worst week since the 2008 financial crisis. Ahead of Monday’s session, the Dow was off more than 35% from last month’s record highs. The New York Stock Exchange’s trading floor will be close starting Monday. The NYSE will go to fully electronic trading. The 10-year Treasury yield, which popped back above 1% last week, was below that level early Monday.
  • Top-level White House and congressional negotiators burned the midnight oil over the now-nearly $2 trillion coronavirus rescue package. Democrats blocked the bill in Sunday’s vote, saying it did too much to bail out companies and not enough to help workers. Several GOP senators, including Rand Paul, who tested positive for the coronavirus, were not present to vote. Others, such as Mitt Romney, were in quarantine as a precaution. The Federal Reserve and Treasury are working on financing programs that could be worth $4 trillion. Goldman Sachs upgraded shares of Boeing, which is hoping for a bailout. Boeing stock has dropped 80% from recent highs on the dual crises of the outbreak and the grounding of its 737 Max.
  • The United States has the third most coronavirus cases in the world, with over 35,000 and 471 deaths, according to Johns Hopkins University data. More than half the U.S. cases are in New York, where the death toll increased to 153. Washington state has the second-most cases, with nearly 2,000 confirmed and 95 deaths. New Jersey, California and Illinois round out the top five states. President Donald Trump on Sunday activated the National Guard in New York, Washington state and California in order to combat the spread of the coronavirus. New York plans to run a clinical trial, beginning Tuesday, of a treatment regimen of antimalarial hydroxychloroquine and antibiotic azithromycin, a drug cocktail that has shown promise in fighting the coronavirus.
  • Global coronavirus cases topped 343,000, with 14,789 deaths and over 98,800 recoveries. China, where the outbreak started in December, still has the most cases at over 81,400. China’s 3,274 deaths are second to Italy’s 5,476 deaths. Italy is second in total cases at over 59,100. The U.S., Spain and Germany round out the top five countries. German Chancellor Angela Merkel went into quarantine over the weekend after contact with a doctor who tested positive for the virus. The German government is set to unveil major stimulus measures. Pressure mounts to cancel the Tokyo summer Olympics, set to begin at the end of July. Canada said it won’t send teams to compete. Local media reports indicate that Japanese Prime Minister Shinzo Abe is considering a delay.
  • Cisco Systems is committing $225 million to assist in efforts aimed at combating the coronavirus while the rest of Silicon Valley also initiates an investment blitz. 3M said it will supply New York and Seattle with a half-million N95 respirator masks to address the ongoing shortage of health-care equipment. Merck said it will supply New York City with a half-million masks. Chinese billionaire and Alibaba founder Jack Ma sent to Africa 5.4 million face masks, over 1 million testing kits, 40,000 sets of protective clothing and 60,000 protective face shields. BlackRock is committing $50 million in outbreak relief.

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

LAST WEEK'S MARKET MAP:

(CLICK HERE FOR LAST WEEK'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

LAST WEEK'S S&P SECTORS:

(CLICK HERE FOR LAST WEEK'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($MU $LULU $NKE $PAYS $SIG $PAYX $GME $ONTX $CSIQ $JT $INFO $GO $WGO $LX $SCVL $SNX $HOME $BWAY $AEYE $KBH $RKDA $FDS $ERJ $PRGS $OPGN $SCS $NEOG $PUMP $HYRE $AIR $MYOS $LIQT $SAIC $SCWX $ESLT $VTSI $OCGN $QIWI $WOR $TNP $HTHT)
(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

()
([CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!]())
N/A.

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

FRIDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #1!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #2!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #3!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #4!)

FRIDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR FRIDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #1!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #2!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #3!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS:

  • NFLX
  • MMM
  • PCG
  • AME
  • ITCI
  • GDX
  • CAT
  • URGN
  • MYGN
  • EVBG

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)
Boeing (BA) – Boeing was upgraded to “buy” from “neutral” at Goldman Sachs, which said Boeing will remain a going concern and that flight travel will be as popular as ever once COVID-19 is resolved.

STOCK SYMBOL: BA

(CLICK HERE FOR LIVE STOCK QUOTE!)
Coca-Cola (KO) – Coca-Cola was upgraded to “overweight” from “neutral” at JPMorgan Chase, which points to rebound prospects post-COVID-19 and the idea that consensus estimates for revenue and profit are conservative.

STOCK SYMBOL: KO

(CLICK HERE FOR LIVE STOCK QUOTE!)
Deere (DE) – The heavy equipment maker withdrew its financial outlook for 2020 due to the virus outbreak, and is temporarily shutting down some operations. It is continuing to operate in the U.S. and globally to the extent possible.

STOCK SYMBOL: DE

(CLICK HERE FOR LIVE STOCK QUOTE!)
Amazon.com (AMZN) – Amazon is raising overtime pay for warehouse workers amid a surge in online shopping. Amazon’s move follows similar action from rival Walmart (WMT), which raised the minimum wage for e-commerce warehouse workers.

STOCK SYMBOL: AMZN

(CLICK HERE FOR LIVE STOCK QUOTE!)
Danaher (DHR) – Danaher’s Cepheid unit received U.S. Food and Drug Administration approval for its rapid coronavirus diagnostic test, the first of its kind. The test can deliver results in about 45 minutes, compared to lab results which can take days.

STOCK SYMBOL: DHR

(CLICK HERE FOR LIVE STOCK QUOTE!)
Netflix (NFLX) – Netflix was upgraded to “outperform” from “neutral” at Baird, which thinks the video streaming service will benefit from at least 2 factors: more people at home due to the coronavirus outbreak, and acceleration of cord-cutting due to the lack of live sports on TV.

STOCK SYMBOL: NFLX

(CLICK HERE FOR LIVE STOCK QUOTE!)
Apple (AAPL) – Apple dropped a two-device limit on online iPhone purchases, just days after instituting that limit. Apple brick-and-mortar stores outside China remain closed due to the coronavirus outbreak.

STOCK SYMBOL: AAPL

(CLICK HERE FOR LIVE STOCK QUOTE!)
Newmont (NEM) – Newmont withdrew its 2020 outlook, with the mining company planning to defer some of its production to 2021.

STOCK SYMBOL: NEM

(CLICK HERE FOR LIVE STOCK QUOTE!)
Occidental Petroleum (OXY) – Occidental is near a settlement with activist investor Carl Icahn, according to The Wall Street Journal. Under the proposed deal, two Icahn allies would receive seats on the Occidental board, and a third independent director would be mutually agreed upon by Icahn and Occidental.

STOCK SYMBOL: OXY

(CLICK HERE FOR LIVE STOCK QUOTE!)
MGM Resorts (MGM) – The casino operator named Bill Hornbuckle – the president of its international division – as acting chief executive officer. Jim Murren stepped down as chairman and CEO over the weekend, following last month’s announcement that Murren would vacate that position.

STOCK SYMBOL: MGM

(CLICK HERE FOR LIVE STOCK QUOTE!)
Gilead Sciences (GILD) – The drugmaker put emergency access to its experimental coronavirus drug remdesivir on hold due to overwhelming demand.

STOCK SYMBOL: GILD

(CLICK HERE FOR LIVE STOCK QUOTE!)
Best Buy (BBY) – The electronics retailer withdrew its financial guidance for the current quarter and the fiscal year, due to uncertainty related to the virus outbreak. It is also suspending all share buybacks and is shifting to curbside service only for its stores.

STOCK SYMBOL: BBY

(CLICK HERE FOR LIVE STOCK QUOTE!)
Starbucks (SBUX) – The coffee chain is closing most of its company cafes across North America for two weeks, limiting service to drive-through.

STOCK SYMBOL: SBUX

(CLICK HERE FOR LIVE STOCK QUOTE!)
Tiffany (TIF) – French luxury goods maker LVMH denied last week’s reports that it is mulling buying shares of Tiffany on the open market, saying it is sticking with the takeover agreement signed in late 2019. Reports last week had said LVMH was considering open market purchases of Tiffany shares, since they are now selling for less than the agreed-upon takeover price.

STOCK SYMBOL: TIF

(CLICK HERE FOR LIVE STOCK QUOTE!)
Bed Bath & Beyond (BBBY) – The housewares retailer is closing its flagship-branded stores until April 3, to help stop the spread of the coronavirus.

STOCK SYMBOL: BBBY

(CLICK HERE FOR LIVE STOCK QUOTE!)
Marriott (MAR), (HLT) – These and other hotel companies are placing tens of thousands of workers on furlough, as travel dries up in the midst of the coronavirus outbreak.

STOCK SYMBOL: MAR

(CLICK HERE FOR LIVE STOCK QUOTE!)

DISCUSS!

What is on everyone's radar for today's trading day ahead here at wallstreetbets?

I hope you all have an excellent trading day ahead today on this Monday, March 23rd, 2020! :)

submitted by bigbear0083 to wallstreetbets [link] [comments]

Today's Stock Market News [Monday, March 23rd, 2020]

Good morning traders and investors of the StockMarket sub! Welcome to the new trading week and a fresh start! Here are your pre-market movers and news this AM-

(CLICK HERE TO VIEW THE FULL SOURCE!)

Today's Top Headlines for Monday, March 23rd, 2020

  • U.S. stock futures turned strongly positive Monday morning after the Federal Reserve pledged asset purchases with no limit to support markets. Dow futures hit their 5% “limit down” overnight, and were off 600-points at one stage Monday morning, as a massive coronavirus funding package failed a key Senate procedural vote Sunday. The Dow Jones Industrial Average tanked another 900 points or 4.5% on Friday, bringing the weekly decline to over 17% for the worst week since the 2008 financial crisis. Ahead of Monday’s session, the Dow was off more than 35% from last month’s record highs. The New York Stock Exchange’s trading floor will be close starting Monday. The NYSE will go to fully electronic trading. The 10-year Treasury yield, which popped back above 1% last week, was below that level early Monday.
  • Top-level White House and congressional negotiators burned the midnight oil over the now-nearly $2 trillion coronavirus rescue package. Democrats blocked the bill in Sunday’s vote, saying it did too much to bail out companies and not enough to help workers. Several GOP senators, including Rand Paul, who tested positive for the coronavirus, were not present to vote. Others, such as Mitt Romney, were in quarantine as a precaution. The Federal Reserve and Treasury are working on financing programs that could be worth $4 trillion. Goldman Sachs upgraded shares of Boeing, which is hoping for a bailout. Boeing stock has dropped 80% from recent highs on the dual crises of the outbreak and the grounding of its 737 Max.
  • The United States has the third most coronavirus cases in the world, with over 35,000 and 471 deaths, according to Johns Hopkins University data. More than half the U.S. cases are in New York, where the death toll increased to 153. Washington state has the second-most cases, with nearly 2,000 confirmed and 95 deaths. New Jersey, California and Illinois round out the top five states. President Donald Trump on Sunday activated the National Guard in New York, Washington state and California in order to combat the spread of the coronavirus. New York plans to run a clinical trial, beginning Tuesday, of a treatment regimen of antimalarial hydroxychloroquine and antibiotic azithromycin, a drug cocktail that has shown promise in fighting the coronavirus.
  • Global coronavirus cases topped 343,000, with 14,789 deaths and over 98,800 recoveries. China, where the outbreak started in December, still has the most cases at over 81,400. China’s 3,274 deaths are second to Italy’s 5,476 deaths. Italy is second in total cases at over 59,100. The U.S., Spain and Germany round out the top five countries. German Chancellor Angela Merkel went into quarantine over the weekend after contact with a doctor who tested positive for the virus. The German government is set to unveil major stimulus measures. Pressure mounts to cancel the Tokyo summer Olympics, set to begin at the end of July. Canada said it won’t send teams to compete. Local media reports indicate that Japanese Prime Minister Shinzo Abe is considering a delay.
  • Cisco Systems is committing $225 million to assist in efforts aimed at combating the coronavirus while the rest of Silicon Valley also initiates an investment blitz. 3M said it will supply New York and Seattle with a half-million N95 respirator masks to address the ongoing shortage of health-care equipment. Merck said it will supply New York City with a half-million masks. Chinese billionaire and Alibaba founder Jack Ma sent to Africa 5.4 million face masks, over 1 million testing kits, 40,000 sets of protective clothing and 60,000 protective face shields. BlackRock is committing $50 million in outbreak relief.

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

LAST WEEK'S MARKET MAP:

(CLICK HERE FOR LAST WEEK'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

LAST WEEK'S S&P SECTORS:

(CLICK HERE FOR LAST WEEK'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($MU $LULU $NKE $PAYS $SIG $PAYX $GME $ONTX $CSIQ $JT $INFO $GO $WGO $LX $SCVL $SNX $HOME $BWAY $AEYE $KBH $RKDA $FDS $ERJ $PRGS $OPGN $SCS $NEOG $PUMP $HYRE $AIR $MYOS $LIQT $SAIC $SCWX $ESLT $VTSI $OCGN $QIWI $WOR $TNP $HTHT)
(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

()
([CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!]())
N/A.

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

FRIDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #1!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #2!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #3!)
(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #4!)

FRIDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR FRIDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #1!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #2!)
(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR LINK #3!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS:

  • NFLX
  • MMM
  • PCG
  • AME
  • ITCI
  • GDX
  • CAT
  • URGN
  • MYGN
  • EVBG

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)
Boeing (BA) – Boeing was upgraded to “buy” from “neutral” at Goldman Sachs, which said Boeing will remain a going concern and that flight travel will be as popular as ever once COVID-19 is resolved.

STOCK SYMBOL: BA

(CLICK HERE FOR LIVE STOCK QUOTE!)
Coca-Cola (KO) – Coca-Cola was upgraded to “overweight” from “neutral” at JPMorgan Chase, which points to rebound prospects post-COVID-19 and the idea that consensus estimates for revenue and profit are conservative.

STOCK SYMBOL: KO

(CLICK HERE FOR LIVE STOCK QUOTE!)
Deere (DE) – The heavy equipment maker withdrew its financial outlook for 2020 due to the virus outbreak, and is temporarily shutting down some operations. It is continuing to operate in the U.S. and globally to the extent possible.

STOCK SYMBOL: DE

(CLICK HERE FOR LIVE STOCK QUOTE!)
Amazon.com (AMZN) – Amazon is raising overtime pay for warehouse workers amid a surge in online shopping. Amazon’s move follows similar action from rival Walmart (WMT), which raised the minimum wage for e-commerce warehouse workers.

STOCK SYMBOL: AMZN

(CLICK HERE FOR LIVE STOCK QUOTE!)
Danaher (DHR) – Danaher’s Cepheid unit received U.S. Food and Drug Administration approval for its rapid coronavirus diagnostic test, the first of its kind. The test can deliver results in about 45 minutes, compared to lab results which can take days.

STOCK SYMBOL: DHR

(CLICK HERE FOR LIVE STOCK QUOTE!)
Netflix (NFLX) – Netflix was upgraded to “outperform” from “neutral” at Baird, which thinks the video streaming service will benefit from at least 2 factors: more people at home due to the coronavirus outbreak, and acceleration of cord-cutting due to the lack of live sports on TV.

STOCK SYMBOL: NFLX

(CLICK HERE FOR LIVE STOCK QUOTE!)
Apple (AAPL) – Apple dropped a two-device limit on online iPhone purchases, just days after instituting that limit. Apple brick-and-mortar stores outside China remain closed due to the coronavirus outbreak.

STOCK SYMBOL: AAPL

(CLICK HERE FOR LIVE STOCK QUOTE!)
Newmont (NEM) – Newmont withdrew its 2020 outlook, with the mining company planning to defer some of its production to 2021.

STOCK SYMBOL: NEM

(CLICK HERE FOR LIVE STOCK QUOTE!)
Occidental Petroleum (OXY) – Occidental is near a settlement with activist investor Carl Icahn, according to The Wall Street Journal. Under the proposed deal, two Icahn allies would receive seats on the Occidental board, and a third independent director would be mutually agreed upon by Icahn and Occidental.

STOCK SYMBOL: OXY

(CLICK HERE FOR LIVE STOCK QUOTE!)
MGM Resorts (MGM) – The casino operator named Bill Hornbuckle – the president of its international division – as acting chief executive officer. Jim Murren stepped down as chairman and CEO over the weekend, following last month’s announcement that Murren would vacate that position.

STOCK SYMBOL: MGM

(CLICK HERE FOR LIVE STOCK QUOTE!)
Gilead Sciences (GILD) – The drugmaker put emergency access to its experimental coronavirus drug remdesivir on hold due to overwhelming demand.

STOCK SYMBOL: GILD

(CLICK HERE FOR LIVE STOCK QUOTE!)
Best Buy (BBY) – The electronics retailer withdrew its financial guidance for the current quarter and the fiscal year, due to uncertainty related to the virus outbreak. It is also suspending all share buybacks and is shifting to curbside service only for its stores.

STOCK SYMBOL: BBY

(CLICK HERE FOR LIVE STOCK QUOTE!)
Starbucks (SBUX) – The coffee chain is closing most of its company cafes across North America for two weeks, limiting service to drive-through.

STOCK SYMBOL: SBUX

(CLICK HERE FOR LIVE STOCK QUOTE!)
Tiffany (TIF) – French luxury goods maker LVMH denied last week’s reports that it is mulling buying shares of Tiffany on the open market, saying it is sticking with the takeover agreement signed in late 2019. Reports last week had said LVMH was considering open market purchases of Tiffany shares, since they are now selling for less than the agreed-upon takeover price.

STOCK SYMBOL: TIF

(CLICK HERE FOR LIVE STOCK QUOTE!)
Bed Bath & Beyond (BBBY) – The housewares retailer is closing its flagship-branded stores until April 3, to help stop the spread of the coronavirus.

STOCK SYMBOL: BBBY

(CLICK HERE FOR LIVE STOCK QUOTE!)
Marriott (MAR), (HLT) – These and other hotel companies are placing tens of thousands of workers on furlough, as travel dries up in the midst of the coronavirus outbreak.

STOCK SYMBOL: MAR

(CLICK HERE FOR LIVE STOCK QUOTE!)

FULL DISCLOSURE:

bigbear0083 has no positions in any stocks mentioned. Reddit, moderators, and the author do not advise making investment decisions based on discussion in these posts. Analysis is not subject to validation and users take action at their own risk. bigbear0083 is an admin at the financial forums Stockaholics.net where this content was originally posted.

DISCUSS!

What is on everyone's radar for today's trading day ahead here at StockMarket?

I hope you all have an excellent trading day ahead today on this Monday, March 23rd, 2020! :)

submitted by bigbear0083 to StockMarket [link] [comments]

biggest casino near seattle video

Tulalip Resort Casino Tulalip, WA. Travel time: 40 minutes Just north up the 1-5 from Seattle sits Tulalip Resort and Casino. It's a massive amalgamation of casinos, an amphitheatre, a bingo hall If you want to play casino games on the Web, we have compiled a selection of the best online Biggest Casino In Seattle Wa casinos for US players. This selection is based on promotions, bonuses, security, cash out options, reputation, software robustness, graphics, customer service, game diversity and the overall Biggest Casino In Seattle Wa respect of the player. As a matter of fact, Seattle was one of the most visited places in all of 2016. Expedia has a huge list of Seattle casino hotels for you to choose from. Find the Best Seattle Casino Hotel. Are you thinking about where the hottest tables are or what Seattle hotel has the best all-you-can-eat food options? The ClearWater has a great hotel and decent buffet but the casino isn't so great and is very smokey. Muckleshoot is large, has good food and a free standing smoking section which is very nice. Tulalip looks the most like a real casino with waterfalls and fancy glass chandeliers and such. Already however, the Muckleshoot is currently (by machine count), the largest casino near Seattle, with 3,100 slot machines and video poker machines. The spacious 340,000 square foot building is also home to 70 table games, a 32 table poker room, keno and even off-track betting. But did you there is over 1,156,102 square feet of gaming floor and 15,381 slot machines at all casinos near Seattle, WA. Notify me about free slot play, buffet coupons hotel deals, or new comp offers at casinos near Seattle, WA. Snoqualmie is near Snoqualmie ridge, about an hour & 15-30 min East of Seattle off of I-90. Muckelshoot is in Auburn, WA, which is an hour +(w/ no traffic) SE of Seattle. Emerald Queen's casino's are in Fife, which is S of Seattle & 45 minutes in good traffic or up to 2 hours in bad traffic which can be common, but it is right off I-5 Best Casinos in Seattle, WA - Suquamish Clearwater Casino Resort, A Casino Event of Seattle, Goldie's Shoreline Casino, The Point Casino & Hotel, Fortune Casino Tukwila, Casino Caribbean, Crazy Moose Casino Mountlake Terrace, Wizards Casino, Great American Casino, Red Dragon Poker Map showing the location of casinos near Seattle Washington with drive time, distance, map and casino description. Our Favorite Casinos . Seattle, WA Casino Map. Mobile Format. Home. Casino Finder. Casino Amenities. Cruise Ship Casinos. Race Courses. Casino News. Casino Owners. About Slots. Online Casinos. Over 3,100 gaming machines, the largest non-smoking poker room, 70+ table games & multiple restaurants/bars. Muckleshoot Casino has something for everyone!

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